marc lederman
  • Male
  • West Bloomfield, MI
  • United States

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HAFFA and 31% rule

Started this discussion. Last reply by Kenneth Kulpa Nov 21, 2012. 2 Replies

 I have sellers who want to do short sale. They have previously received modification through HAMP and are current on payments. Their housing expense is less than 31% of income but are having a very…Continue

widows retiremet income exceeds 31% rule for modification/short sale?

Started this discussion. Last reply by Ernie Dill Apr 14, 2011. 5 Replies

I have been getting more and more requests from homeowners who want to do Short Sales, however, their monthly housing expense is less than 31% of their monthly income. Even though they are having…Continue

Indy Mac won't even consider Short Sale?

Started this discussion. Last reply by Ben Benita Feb 26, 2011. 1 Reply

Shocked ! I just submitted a short sale for approval where City was 1st and Indy Mac was 2nd. Negotiator and two supervisors later all insisted they would not accept anything less than a full payoff.…Continue

will banks do short sale when borrower is current on payments

Started this discussion. Last reply by Sheyenne Schultz Sep 4, 2011. 24 Replies

i have client who wants to do Short Sale but is current on mortgage payments. I am reluctant to tell him to stop making payments but i have heard most banks won't even consider Short Sale unless…Continue

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Profile Information

Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
oakland macomb wayne counties michigan west bloomfied farmington hills birmingham troy sterling heights macomb shelby bloomfield hills bloomfield township commerce township canton township
Short Sale Designations and/or Special Training
CSSG (Certified Short Sale Guide), SFR (Short Sales and Foreclosures Resource)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
About Me/Profile of yourself: - Please add your Brokerage Company name also!
realtor with extensive experience as builder/land developer.(30+ years). Expertise includes negotiations with lenders, planning and entitlements
Put in todays date! This is to help stop spammers!
September 9, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!

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