Has anybody dealt with 3rd Federal Bank or Shelter Financial


I have two deals coming up in which both have very small, non-HAMP lenders holding seconds:


One is with Shelter Financial (the Shelter Insurance people).  I have spoke to their "Real Estate Manager" who manages their small portoflio of loans.  They have a very conservative portfolio and says that this is the first time they've ever been approached about a short sale in the 11 years he has been there.


The other transaction has a 2nd with Third Federal Bank, who is a small bank (14 branches) in the Philadelphia area.   Has anybody ever dealt with Third Federal?


I would love your feedback.

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