wayne brooks
  • Wellington, FL
  • United States
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wayne brooks's Discussions

Does issuance of a 1099C, by law, preclude pursuit of deficiency?

Started this discussion. Last reply by wayne brooks Aug 3, 2012. 8 Replies

I know this question has been bantied about, with varying opinions. But, does the issuance of a 1099C (actually delivered to IRS) by law, preclude the pursuit of a deficiency?  Does anyone have any…Continue

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Latest Activity

wayne brooks replied to heather m's discussion First time home buyer
"Wells Fargo is fine, much will depend on who actually owns the loan...Fannie, Freddie, private investor, FHA insured or not, etc. if there is only one loan, and no other major judgments or liens, it's easier. Not all short sales are alike.…"
Apr 7, 2014
wayne brooks replied to Therese Palmer PC's discussion Need Chase SS Closing depart contact - RESPA violation URGENT
"Agreed, obviously the HUD was not approved prior to closing. That said, something doesn't seem right. I've never seen a shorted lender object to such legitimate items on the Buyer side of the HUD, unless they're just so paranoid about…"
Mar 4, 2014
wayne brooks replied to Rich Steffen's discussion Debt Relief Act
"The MDRA never had a grace period, it was always close by 12-31 of xxxx year. HAFA had some "contract by" dates, with a few months to close, when it was about to expire."
Feb 15, 2014
wayne brooks replied to deborah quinsland's discussion Inherited property
"Kathy, being on the mortgage, because you are on title, should Not have any credit implications, since it is not their debt."
Jan 16, 2014
wayne brooks replied to J. J. Love's discussion HAFA guidelines
"The occupant, whether tenant or owner, gets the Relo money, after relocation."
Nov 20, 2013
wayne brooks replied to Jeff Struchen's discussion Market Value Dispute
"They're not required to provide it to you. I've only done two recent FNMA disputes, one came back at contract price, which was probably 10% below FMV, and the other one closer to my price, than their counter."
Nov 6, 2013
wayne brooks replied to Domingo J. Herrera's discussion Hafa Short Sales
"The relocation incentive goes to the occupant only, whether it is the owner or a tenant. No occupant, no relocation incentive."
Nov 5, 2013
wayne brooks replied to Misty McMillan's discussion Need help with Ocwen
"Tony, Altisource did not buy Ocwen. They bought the servicing rights to a couple of companies, Homeward Residential and Residential Capital I think, from Ocwen. They also bought Equator. I guess you realize Altisource is actually a spin off of Ocwen…"
Oct 19, 2013
wayne brooks replied to Debbie Parkans, CDPE, CSSG, CRS's discussion NEW BANK OF AMERICA GUIDELINES
"B of A jumped the gun slightly, but these are FHA guidelines, not B of A.  This was true until about Thursday, then FHA postponed implementing the dual agency restrictions.  They got a lot of flak from NAR, and are reconsidering the…"
Sep 29, 2013
wayne brooks replied to Michael Allan Hughett's discussion E Trade Problems
"Trying to buy a specific, single note is often advised, but much harder to actually accomplish."
Aug 8, 2013
wayne brooks replied to JC Carpio's discussion How do you Postpone a Foreclosure with Fannie Mae?
"We, in south Florida, have better luck getting sale dates postponed through a court hearing initiated by the homeowner, as opposed to getting the bank to successfully delay the sale date."
Aug 3, 2013
wayne brooks replied to Tracie Norman's discussion Service Release four days before foreclosure - Blessing or Curse?
"Maybe, but I don't think RESPA applies to foreclosure dates and servicing transfers. I doubt they would be required to postpone a sale, and likely the sale would occur well before they even reviewed the file. So unless the previous Servicer…"
Aug 3, 2013
wayne brooks replied to Charles Kilgore's discussion Surveillance Agent
"Report immediately to your Nigerian supervisor!"
Jul 31, 2013
wayne brooks replied to Michael Vaughn's discussion 2nd lien holder is being stubborn!
"Michael, I assume you're talking about the Seller, being unemployed. I was asking about the Buyer contributing. But, $30 k probably makes it a mute point."
Jul 27, 2013
wayne brooks replied to Michael Vaughn's discussion 2nd lien holder is being stubborn!
"Typical. How much do they want, and is the buyer willing to pay the difference?"
Jul 26, 2013
wayne brooks replied to Susan Virostek's discussion how to get short sales
"Hugo, if you google Pre NOD, or 30 60 90 day late mortgage leads you'll find a ton of resellers."
Jul 3, 2013

Profile Information

Realtor, Negotiator
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Palm Beach county, Florida
Short Sale Designations and/or Special Training
CSSS (Certified Short Sale Specialist)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
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May 14, 2012
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