ephrem jando
  • Gilbert, AZ
  • United States
Share on Facebook
Share
  • Blog Posts
  • Discussions
  • Events
  • Groups
  • Videos

Gifts Received

Gift

ephrem jando has not received any gifts yet

Give a Gift

 

ephrem jando's Page

Profile Information

Occupation
Real Estate Broker
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Arizona,phoenix, Gilbert, chandler, mesa, Scottsdale, Apache junction, queen creek, glendale, peoria, surprise, avondale, san tan valley, buckeye, maricopa county, pinal county.
Website
http://stopping4closures.com
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), CDPE (Certified Distressed Property Expert)
Short Sale Transactions Completed
50-100
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
no
About Me/Profile of yourself: - Please add your Brokerage Company name also!

Short Sale Specialist!

Short Sale Specialist in Arizona.

What is a real estate short sale in Arizona?

Basically its a quick sale of your real estate, also commonly called a short sale. The lender takes a smaller amount then the balance that is due to consider your mortgage paid in full! This  has become a very common process in Arizona. Most recently even the government has offered Government programs to people for short sale.

What does it take to qualify for a Arizona Short sale?

Short Sale Specialist and broker in ArizonaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Arizona short sale. 
  1. Negative Equity - The proceeds from the sale of the property, after all closing costs are paid, are less than the amount currently owed on the property,
  2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
  3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

Is it possible for me to get money back for completing a short sale?

Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

Who will pay the Arizona short sale Realtors® commission?

In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Arizona short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

How Can a Arizona short sale specialist help me?

As a Arizona short sale specialist, I have helped many home owners who are in a Short Sale specialsit Realtor in Arizonadifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

 

Ephrem Jando

~ Your Arizona Short Sale Specialist Realtor® ~

EJRA Managment and Realty

PHONE: 4802063631

stopping4closures.com

 
Put in todays date! This is to help stop spammers!
August 15, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I AGREE

Comment Wall

You need to be a member of Short Sale Specialist Network to add comments!

Join Short Sale Specialist Network

  • No comments yet!
 
 
 

Forum

Ocwen Contacts Short Sale Package

Started by Jan Baron in Rants and Raves. Last reply by Anna Wilk Jan 14, 2016. 5 Replies

Shellpoint Mortgage

Started by Celeste ODea in General Discussion. Last reply by Brett Goldsmith Sep 4, 2015. 3 Replies

Extension Fees & Closing

Started by Colleen J Couse in Rants and Raves. Last reply by Brett Goldsmith Sep 3, 2015. 1 Reply

© 2019   Created by Mike Linkenauger.   Powered by

Badges  |  Report an Issue  |  Terms of Service