Wendy Smith
  • Female
  • Clearwater, FL
  • United States
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Wendy Smith's Friends

  • Adora Lazaro
  • Bob Phillips, CDPE, SFR
  • Mellissa Young-Ramirez
  • Kevin - Greenville, SC
  • Steven T Cook
  • Ben Benita
  • Debbie Franklyn
  • Tim Damiano
  • Dawn Barrier
  • Myra McCaskill Crenshaw
  • Kenny Wagner
  • Mike Linkenauger

Wendy Smith's Discussions

Provident Funding - FreddieMac - no waiver of deficiency

Started this discussion. Last reply by Steve Trang Oct 6, 2011. 6 Replies

this is my first short with Provident Funding - all was great until the counter offer. the counter included $7k cash contribution from seller BUT it does not buy/include a waiver of deficiency.  when…Continue

Tags: of, Deficiency, Waiver, FreddieMac, Funding

LPS to launch Short Sale Service

Started this discussion. Last reply by Jacob Swodeck Aug 29, 2010. 1 Reply

here's an interesting article - http://www.lpsvcs.com/NewsRoom/Pages/20100316.aspx  Continue

Tags: LPS, sale, short

HAMP, HAFA, OCWEN, OH MY!

Started Aug 24, 2010 0 Replies

here's the situation,borrowers applied for loan mod last Sept 2009house put on market for short sale Nov 2009first offer fell thru - March 2010multiple calls, faxes to Ocwen requesting HAFAanother…Continue

Tags: Loan, Mod, Sale, Short, HAFA

Franklin Credit - junior lien - killing short sale

Started this discussion. Last reply by carlos espinoza Jun 25, 2010. 6 Replies

HELP!  Franklin Credit Management Corp just sent denial letter to the short sale - they are in 2nd position..reason for denial are: $6000 pay off too low (they are only getting $6k because this is…Continue

 

Wendy Smith's Page

Latest Activity

Wendy Smith replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing
"I've never quite understood why the buyer should be expected to help bail the seller out by paying the processing fee.  There is a lot of extra work involved in a short sale listing but any listing agent knows what he/she is walking in to…"
Mar 6, 2014
Wendy Smith replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing
"it matters for the buyers especially if they are already paying fair market value for the house and they have absolutely no control of how the short sale is handled.  not all short sale agents do a good job…buyers are at the mercy of…"
Mar 6, 2014
Wendy Smith replied to Joan Psarros, CDPE, CRS, SFR's discussion GMAC keyed in foreclosure instead of a shortsale on credit reports
"The HUD will 100% support that there was no foreclosure. This is exactly why I send a reminder (60 days after closing) to all my short sale sellers to pull their credit reports (easily pulled for free) to be sure the short sale was reported…"
Mar 3, 2014
Wendy Smith replied to Deric Beckett's discussion Security Clearance issue with Wells Fargo/FHA short sale
"FHA short sales are a bit different - I would contact FHA.  I'll send an email to the Rep that is helping nudge Wells Fargo along on a file of mine - maybe she can suggest a name or contact....."
Aug 20, 2013
Mellissa Young-Ramirez left a comment for Wendy Smith
"Wendy you have great idea re: making lenders do data collection. I am happy to see another Realtor speak up and admit how hard it's been on us financially and yet we work harder then ever too. I feel banks are using us as scapegoats, not the…"
Aug 5, 2013
Wendy Smith and Mellissa Young-Ramirez are now friends
Aug 5, 2013
Wendy Smith commented on Mike Linkenauger's group Wells Fargo Short Sales
"I agree with Thom.  In Florida we continue to have lots of short sales and I believe SS will be around for quite some time.  Recently however, it is apparent that we Realtors are simply doing to data collection from (usually) delinquent…"
Aug 5, 2013
Wendy Smith replied to Judi Fiolle's discussion Anyone had experience with Short Sale Lead Finder?
"I'm signed up on the free membership and did get a short sale lead. I guess they didn't have a paid member agent in the area. There are a lot of houses in this area that are under 100k, there just isn't enough commission to pay 25%…"
Jul 23, 2013
Wendy Smith replied to Toni Johnson's discussion Helping Hand
"where are you?  I will help.  I'm in Florida - the  Clearwater/Tampa area.   Also, Mike is absolutely right - this is a great forum and there are a couple of other super resources too.  Feel free to contact me offline.…"
Jun 14, 2013
Wendy Smith is now friends with Adora Lazaro and Bob Phillips, CDPE, SFR
May 9, 2013
Wendy Smith commented on Vanessa Calhoun's blog post Strategic default.....sounds good until your character is questioned....
"yes Jodi - we used to call those BUY-and-BAIL...a lot of that going on years ago but the lenders have caught on to that trick.  I guess I have a rather simple outlook on it all:  if a person must default -(any short payoff on a note…"
Apr 26, 2013
Wendy Smith replied to Michael Richert, CDPE's discussion Mortgage Insurance Battle
"I agree with Brett - get Radian in your corner.  Are you putting the 4k on the HUD on the seller side as though it is a junior lien?"
Apr 26, 2013
Wendy Smith commented on Vanessa Calhoun's blog post Strategic default.....sounds good until your character is questioned....
"Isn't every short sale or deed in lieu actually a strategic default?  IMHO, as soon as someone makes a decision to not pay the mortgage payments as agreed, it is a strategic decision.  Of course, extenuating circumstances may push the…"
Apr 26, 2013

Wendy Smith posted a listing for: South St Pete Sweetie
(via Listings)

Apr 6, 2013

Wendy Smith posted a listing for: Diamond in the Rough
(via Listings)

Apr 6, 2013
Wendy Smith replied to Mike Linkenauger's discussion Titanium Solutions is shutting down!
"Interesting.  I heard some of the worst horror stories from homeowners during the time I worked with Titanium.  Many servicers were brutal and unnecessarily rude to homeowners...."
Mar 14, 2013

Profile Information

Occupation
Realtor, Real Estate Broker
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
State = FL; Pinellas, Pasco & Hillsborough Counties; Cities: Clearwater, Palm Harbor, Crystal Beach, Ozona, Dunedin, Holiday, New Port Richey, Oldsmar, Safety Harbor, East Lake, Seminole, Largo, Trinity, Lutz, Tarpon Springs
Website
http://www.WendySmithRealEstate.com
Short Sale Designations and/or Special Training
CSSG (Certified Short Sale Guide), SFR (Short Sales and Foreclosures Resource), HRC (Home Retention Consultant)
Short Sale Transactions Completed
100+
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
previous commerical experience (shopping center mgmt 15 yrs ago)
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Shortly after moving across the state from West Palm Beach to Largo in 2003, Wendy Smith Real Estate opened it's doors and soon focused on helping homeowners facing foreclosure.
Put in todays date! This is to help stop spammers!
May 27, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
Wendy Smith

Comment Wall (4 comments)

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At 6:31pm on August 5, 2013, Mellissa Young-Ramirez said…
Wendy you have great idea re: making lenders do data collection. I am happy to see another Realtor speak up and admit how hard it's been on us financially and yet we work harder then ever too. I feel banks are using us as scapegoats, not the CSRs necessarily but upper mgmnt
At 12:53pm on September 08, 2010, Mike Linkenauger gave Wendy Smith a gift
At 11:52pm on August 02, 2010, Mike Linkenauger gave Wendy Smith a gift
At 11:51pm on August 02, 2010, Mike Linkenauger gave Wendy Smith a gift
 
 
 


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