Wendy Smith
  • Female
  • Clearwater, FL
  • United States
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Wendy Smith's Friends

  • Octavia Green
  • Tony Buhager
  • Amber Brouillet
  • Rik Jones
  • Rick Oak, SFR
  • Michael Decker
 

Wendy Smith's Page

Latest Activity

Wendy Smith and Octavia Green are now friends
Dec 21, 2012
Wendy Smith replied to Donal J Dowling's discussion Fannie Mae declination due to borrower still paying mortgage
"job transfer is a legitimate exception long before the November 1st directive - I just had one earlier this year and another at the end of last year.  Look in the guidelines, the exception is there."
Dec 21, 2012
Wendy Smith joined Sharon Molnar's group
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Fifth Third

Discussions Regardin Fifth Third BankSee More
Nov 30, 2012
Wendy Smith is now friends with Rik Jones, Amber Brouillet and Tony Buhager
Nov 12, 2012
Wendy Smith commented on Mike Linkenauger's group Bank of America Short Sales
"The first question that pops in my mind is why was the borrower denied HAFA?  BoA doesn't like to give a full release and will do whatever they can to avoid it.  I've had BoA close out HAFA files converting to traditional for the…"
May 13, 2011
Wendy Smith replied to John E. Bonnett's discussion No leads in 6 months as a Preferred Partner in the group Preferred Partners
"gosh John - something doesn't sound right... what area do you service?  is it a rural area where there is not much action?  I received a fair amount of referrals, not all work out and I too am a good closer, but in real estate - part…"
May 12, 2011
Wendy Smith just added their location.
Feb 3, 2011
Wendy Smith replied to Mike Linkenauger's discussion Membership in The Short Sale Specialist Network
"I've been a member for less than a year.   Shortly after joining I upgraded to Preferred Member and then when available, I also signed on for BuyerLink.  While it's too early to tell how BuyerLink will work out for me; I can…"
Feb 1, 2011
Wendy Smith replied to Julie Tinkey's discussion Wells HAFA Disaster in the group Wells Fargo Short Sales
"Joy - although I am HAFA Certified, I cannot tell you where in the regs buyer contribution is or is not allowed. I am speaking from experience."
Jan 29, 2011
Wendy Smith replied to Julie Tinkey's discussion Wells HAFA Disaster in the group Wells Fargo Short Sales
"yes, I haven't done a buyer contribution with WF but I did Chase, BoA & there's another one but Lord I can't remember the others without going thru the files.  Once they close the details blur :-) Believe or…"
Jan 29, 2011
Wendy Smith replied to Julie Tinkey's discussion Wells HAFA Disaster in the group Wells Fargo Short Sales
"no, no, no - something is all wrong.  Did Wells agreed to the their net on the HUD?  If so, then it is not their business how much & from where goes to any junior lien.  The buyer 'has the right' to contribute $x to…"
Jan 28, 2011
Wendy Smith replied to Wendy Smith's discussion Job Transfer hardship in the group HAFA Short Sale Program
".......not effective until 2/1/2011.  "
Jan 10, 2011
Pamela L Doss replied to Wendy Smith's discussion Job Transfer hardship in the group HAFA Short Sale Program
"  Great News! New Gov. rules home owners no longer has to meet the 31% DTI. So, I'd call BOA back this morning to see if the new Gov. rules have been put in place."
Jan 7, 2011
Smitty replied to Wendy Smith's discussion Job Transfer hardship in the group HAFA Short Sale Program
"Yep...31 DTI is gone.  They don't have to verify a lot.  I think it opens a lot of doors for strategic default but this is good for your homeowner."
Jan 6, 2011
Wendy Smith replied to Wendy Smith's discussion Job Transfer hardship in the group HAFA Short Sale Program
"oh!  you are so right! Great thought - thanks!!"
Jan 6, 2011
Raymond A Cardoza replied to Wendy Smith's discussion Job Transfer hardship in the group HAFA Short Sale Program
"I heard today that with the new HAFA rules, that Lenders do not have to verify the 31% DTI. I haven't confirmed this, but definitely worth checking out!!"
Jan 6, 2011

Profile Information

Occupation
Real Estate Broker
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Pinellas County and south west Pasco County, FL (includes Clearwater, Tarpon Springs, Palm Harbor, Oldsmar, Safety Harbor, Holiday, Port Richey, New Port Richey, Trinity, Pinellas Park, Kenneth City, Largo, Crystal Beach, Ozona, Dunedin, Seminole, East Lake)
Website
http://www.wendysmithrealestate.com
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), HRC (Home Retention Consultant)
Short Sale Transactions Completed
100+
Put in todays date! This is to help stop spammers!
May 11, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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