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"No this is a Fannie/ Freddie guideline. There is not one lender out there. I am a direct lender and very well known mortgage commentator/ blogger. Believe me, you are spinning wheels if you do so.
This is universal in the world of…"
"Hi Paula,
No 2 years, no go. That is rock solid. If they are in need now, then VA (if they are veterans) or USDA is the ONLY OPTION.
Yes, USDA is for specifically designated areas (not properties). You can look…"
"James, you are correct. The fact that the wife was on title makes her equally responsible and liable. Although it doesn't show on her credit, most, if not all, lenders are pullingt what we call fraudguard and it tells us everything…"
"Rick, the issue is not the down payment rather the time in. It is less than 2 years. You are correct that any lender will do it but only after 2 years. They seem to be shy of that. However there are very, very, very few that…"
"With our company:
With lates = 1 year after
W/o Lates = Right after. (We just closed one 3 months after her short sale). NOTE: Must be a VA Loan (Veteran) or USDA. "
"Hi Paula,
I am a lender that is specializing in these cases. We can do that deal all day long. Many lenders will not. In fact, we will finance the husband on a USDA or VA loan if he qualifies or is willing to live in a USDA…"
Profile Information
- Occupation
- Mortgage Broker
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Northern, Central and Southern Arizona and California.
- Website
- http://www.tedcanto.com
- Short Sale Transactions Completed
- 25-50
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- $4,000,000
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- Academy Mortgage
I am 13 year veteran of the mortgage lending industry. I specialize in commercial (SBA) and residential (Conventional, FHA, USDA, & VA) financing. My team are highly experienced and provide a high level of service and support to our agents and our clients. We are widely known as "The Canto Team". You can learn more about us at www.tedcanto.com
- Put in todays date! This is to help stop spammers!
- June 16, 2011
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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Forum
Are FHA loans eligible for HAFA?
Started by Cinda Rose in Rants and Raves. Last reply by Cinda Rose 5 hours ago. 2 Replies 0 Likes
Making sure your Realtor is on top of things
Started by Stephen Dotlich in Rants and Raves. Last reply by Sheila Vardakis 8 hours ago. 17 Replies 0 Likes
Bank of America Short Sale Incentive Relocation Assistance
Started by TeamKane Realty in Rants and Raves. Last reply by Robin Mitchell 17 hours ago. 3 Replies 0 Likes
Supreme Course rules on Quicken Case - Fee does not violate Section 8(b) of RESPA
Started by Patti Guilford in Rants and Raves. Last reply by Fred Shocklie yesterday. 2 Replies 0 Likes
What does Analysis stage mean Bank of America
Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider yesterday. 9 Replies 0 Likes
Bank of America changed closing date
Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal yesterday. 5 Replies 0 Likes
Bank of America NDS Co-op on Proactive
Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer yesterday. 3 Replies 0 Likes
Is There A Maximum Dollar Amount That Qualifies For A Short Sale?
Started by James Ybarra in Rants and Raves. Last reply by Mike Linkenauger yesterday. 4 Replies 0 Likes
Does anyone have any short sale experience with Ocwen Bank?
Started by Varnie Jules in Network Talk. Last reply by Joseph C. Alfe on Monday. 15 Replies 0 Likes
Can the seller pay additional commission?
Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies 0 Likes
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