"All you can do is to be the squeeky wheel and make phone calls, emails, twitter...anything you can do to get it to an upper level escalation.
Remind them that the seller should not be penalized for attempting to keep their credit intact. That if…"
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Tammy Davis
- Female
- Hollister, California
- United States
- Blog Posts
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Latest Activity
Tammy Davis replied to Renee Ciufo's discussion Short Sale terminated because Sellers are current on payments in the group IndyMac Onewest Short SalesTammy Davis replied to Mike Linkenauger's discussion Are Your Sellers Getting Short Sale Cash Back Incentives?"When you order your HUD from escrow instruct them to add a line item as "relocation assistance". This is a debit on the sellers side and deducted from the proceeds going to the lender.
Your escrow officer should be able to help you with it."
Tammy Davis replied to Mike Linkenauger's discussion Are Your Sellers Getting Short Sale Cash Back Incentives?"I work only in California, so I am not sure what the norm is across the nation.
HAFA is a nationwide program and part of that program is relocation assistance or the seller.
But I think you have to ask for the incentive, upfront from the beginning.…"
Tammy Davis replied to Mike Linkenauger's discussion Are Your Sellers Getting Short Sale Cash Back Incentives?"It's simple....I always have it on the HUD from the beginning.
I do a little research first on the lender to see what other's have been able to get.
Most lender may not offer it...but if you request it from the beginning it seems to get…"
Tammy Davis replied to Kyle J Nishimi's discussion Short Sales, CA - Troubles with 2nd Lien payoff"Hi Kyle,
I just got a short sale approval with a stubborn 2nd (Chase), they wanted a payoff of 28k...the first would only allow 6k.
We removed the loan from being processed as a HAFA short sale and went to a traditional...that allowed the first to…"
Tammy Davis replied to Mike Linkenauger's discussion Are Your Sellers Getting Short Sale Cash Back Incentives?"Nearly 100% of mine get cash back...the only possible exception I have is one I am working on right now. We have had to move the short sale from a HAFA to a traditional in order to allocate more money to a stubborn 2nd lien holder.
But most lenders…"
Tammy Davis replied to Randall Schweitzer's discussion Anyone heard of Greentree, who I think is a sub-servicer for B of A in the group CDPE Members"Hi Randy,
I have dealt with Greentree, they were a big lender (at least in my area) during the lending boom.
I am in California...if you need a referral...I would be happy to help.
I am a CDPE, plus a background of 25+ years in escrow.
My…"
Tammy Davis commented on Kirk "Wayne" Smith's blog post TIPS ON SUCCESSFULLY COMPLETING A SHORT SALE TRANSACTION"Communication, stay one step ahead of the lenders needs...keep a level head, if you remain calm your seller will remain calm."
Tammy Davis commented on Meg Johnson's blog post Has anyone ever had Wells deny a short sale with a valid hardship?"I have received this before...and it turned out WFB thought they were missing paperwork.
Follow up with them immediately....it may not be denied for what you think. It might just need to get back on track."
Tammy Davis replied to Chris Rocheford's discussion BofA FHA short sale stuck - any ideas to get it moving again"Twitter has been a lifesaver on the last couple of deals I have had with Bank of America where my deal was basically "stuck" (their words) in Equator. They follow up immediately..."
Tammy Davis replied to Ned's discussion We are Seeking Expeditor for CA property ? in the group CDPE Members"I can try to help...I am in California, and have closed numerous short sales with Chase.
You can email me information at tntdavis@gmail.com"
Tammy Davis replied to Tinarsha Rosita Brown's discussion Fast Track Form Required for Short Sale Package? in the group WACHOVIA Short Sales"You should be able to obtain one from the rep. I have one...but it gives the reps information on it. Also...just and fyi -- I just went rounds with them because they do not allow electronic signatures on the contract and their fast track form states…"
Tammy Davis commented on MARIE HENTGES's blog post gmac short sale"Hi Marie ~
I also have a GMAC shortsale and it is handled on Equator, just like a BofA. I notified them on 11/2/2010 that we have a short sale contract and I uploaded alot of the initial documentation and they did the BPO on 11/6/2010....it is…"
Tammy Davis joined Peggy J. Wheaton's group
CDPE Members
This is a group for members of The Short Sale Specialist Network who have earned the CDPE (Certified Distressed Property Expert) designation.
Profile Information
- Occupation
- Realtor
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- San Benito, Monterey and Santa Clara Counties.
Serving the cities of Hollister, San Juan Bautista, Tres Pinos, Gilroy, San Martin, Gilroy, Prunedale and Salinas.
- Short Sale Designations and/or Special Training
- CDPE (Certified Distressed Property Expert), Equator Certified
- Website
- http://tntdavis.com
- Short Sale Transactions Completed
- 25-50
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- No commercial experience
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- I have over 25 years of experience in title and escrow. I managed a local title company, as well as running a successful, high volume escrow desk. I handled "short sales" before they became a household work. Hard work, tenacity and staying one step ahead of the lenders request is my key to success.
Now I am a licensed real estate agent, specializing in short sales. My short sale closing rate is 100% (knock on wood).
Realty World Providence Properties
- Put in todays date! This is to help stop spammers!
- November 21, 2011
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Forum
Are FHA loans eligible for HAFA?
Started by Cinda Rose in Rants and Raves. Last reply by Cinda Rose 5 hours ago. 2 Replies 0 Likes
Making sure your Realtor is on top of things
Started by Stephen Dotlich in Rants and Raves. Last reply by Sheila Vardakis 8 hours ago. 17 Replies 0 Likes
Bank of America Short Sale Incentive Relocation Assistance
Started by TeamKane Realty in Rants and Raves. Last reply by Robin Mitchell 17 hours ago. 3 Replies 0 Likes
Supreme Course rules on Quicken Case - Fee does not violate Section 8(b) of RESPA
Started by Patti Guilford in Rants and Raves. Last reply by Fred Shocklie yesterday. 2 Replies 0 Likes
What does Analysis stage mean Bank of America
Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider yesterday. 9 Replies 0 Likes
Bank of America changed closing date
Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal yesterday. 5 Replies 0 Likes
Bank of America NDS Co-op on Proactive
Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer yesterday. 3 Replies 0 Likes
Is There A Maximum Dollar Amount That Qualifies For A Short Sale?
Started by James Ybarra in Rants and Raves. Last reply by Mike Linkenauger yesterday. 4 Replies 0 Likes
Does anyone have any short sale experience with Ocwen Bank?
Started by Varnie Jules in Network Talk. Last reply by Joseph C. Alfe on Monday. 15 Replies 0 Likes
Can the seller pay additional commission?
Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies 0 Likes
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