Sylvia Finocchiaro
  • Female
  • Scottsdale, AZ
  • United States
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Sylvia Finocchiaro's Discussions

This questions will fall under "The Unusual".....

Started this discussion. Last reply by Joseph C. Alfe Jun 23, 2011. 5 Replies

I recieved a call from a Seller who was in the middle of a loan mod with lender. Before the loan mod was approved (or potentially??? approved) the wife passes away. They owe $300,000 on the home that…Continue

Taking on a Indymac/One West short sale. Any Tips?

Started this discussion. Last reply by Angela Alfe Apr 7, 2011. 1 Reply

How long is there process?.........Are they easy to deal with?Any other advise?Thanks in advance.Continue

3 solid NO's from MI with B of A

Started this discussion. Last reply by Jennifer Beltrame Mar 23, 2011. 7 Replies

Situation:Seller makes $1500 per month. The mortgage is $1300.Absolute hardshipThe property has MI. This is a bummer. They want $2000 upfront + $95 per month for 24 months prom note.Seller has approx…Continue

Anyone have higher up Contact Number for Aurora?

Started this discussion. Last reply by Angela Alfe Mar 9, 2011. 2 Replies

If you call the 800# you will speak to a different person everytime. Everytime you will get a different answer. I had a short sale approved but Aurora took 5 months to approve it and the buyer…Continue

 

Sylvia Finocchiaro's Page

Latest Activity

Sylvia Finocchiaro replied to Ada Endress's discussion What is the story on at arm' s length transactions?
"What about a buyer who needs to move in before close of escrow. The buyers home sold and they would like to move im before coe or short sale approval. They understand there may be a risk of the short sale not being approved. They would pau the…"
Jun 12, 2012
Sylvia Finocchiaro replied to Sherri Mercurio's discussion BOA Preapproved Short Sales And DTS in the group Bank of America Short Sales
"Why only Remax agents?"
May 19, 2012
Sylvia Finocchiaro is now friends with Courtney Yant and Mike Linkenauger
May 14, 2012
Sylvia Finocchiaro replied to Bob Ford's discussion A relative wants to buy my house doing a short sale
"Hmmmm.... The home is worth $177K according to Zillow. It needs $50K in structural repairs= $227K Still more than the property is worth. Why doesn't he just buy another home in the neighborhood that does not need repairs at fair market…"
Mar 9, 2012
Sylvia Finocchiaro replied to Diane Varner's discussion Working on a Fannie short sale
"The MI was requesting approx $7500 from the seller. I resubmitted the short sale under HAFA and got an approval with $0 contribution to the MI, And, the seller is getting a check for $3000."
Sep 30, 2011
Mark Smith CDPE SFR and Sylvia Finocchiaro are now friends
Sep 27, 2011
Joseph C. Alfe replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual".....
"Josh, Anti deficiency laws may not entirely protect the homeowner, especially against a HELOC or MI.  Best to let an attorney decide."
Jun 23, 2011
The Josh Marquez Team replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual".....
"AZ is an Anti deficiency i would let it foreclose to be safe please let me know what the attorney said thank you!!"
Jun 22, 2011
Sylvia Finocchiaro replied to Randi Dickman's discussion Has anyone encountered a situation like this
"He would have to show a hardship. Would his hardship be that he could not afford the two homes? Why does he have to have a bigger home? Is it a distance thing for work? ........... It also depends on your state laws regarding deficiencies?   He…"
Jun 21, 2011
Sylvia Finocchiaro replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual".....
"Thanks for the answering. I am having her consult with an attorney. I also found out that she has MI."
Jun 21, 2011
Janice Wheeler replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual".....
"Have the client discuss this with attorney. We can't offer legal advice. But when the same thing happen to my client here in Ca. the attorney told her not to disclose it.  The attorneys thinking was nothing says that it has to be used to…"
Jun 19, 2011
Joseph C. Alfe replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual".....
"how would they know of the money?"
Jun 15, 2011
Sylvia Finocchiaro just added their location.
Jun 15, 2011
Sylvia Finocchiaro posted a discussion

This questions will fall under "The Unusual".....

I recieved a call from a Seller who was in the middle of a loan mod with lender. Before the loan mod was approved (or potentially??? approved) the wife passes away. They owe $300,000 on the home that is worth $130K.Here's the question.......There is a life insurance policy how will that play into a short sale.I am in AZ one loan. Will the lender consider the money that is coming from the insurance policy and decline the SS. The husband only income is soc sec..See More
Jun 15, 2011
Sylvia Finocchiaro replied to Mike Linkenauger's discussion How to get LOTS of referrals from us!!
"Closing a referral at the end of the month. Just signed a listing for another referral! Thanks SSSN"
Jun 14, 2011
Sylvia Finocchiaro commented on Sara Mehrpouyan Los Angeles CDPE's blog post Bank of America B of A Loan or Mortgage Owned by Fannie Mae ? Possible Short Sale ? Read Here
"Not a good experience for me. I submitted the short sale package a month ago and found out they denied the Hafa because the Seller turned down Hafa. She never did. We went through and completed all the paper work that was sent to us. We did  a…"
May 23, 2011

Profile Information

Occupation
Realtor, Real Estate Broker
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Maricopa County, Scottsdale short sales, Cave Creek short sales, Chandler short sales
Gilbert short sales
Glendale short sales
Mesa short sales
Peoria short sales
Scottsdale short sales
Phoenix short sales
Tempe short sales
Surprise short sales
Website
http://yourshortsalelisting.com
Short Sale Designations and/or Special Training
CSSS (Certified Short Sale Specialist), Equator Certified, HRC (Home Retention Consultant)
Short Sale Transactions Completed
25-50
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
no
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Short Sale Experts for Phoenix Metropolitan Area.
We are Arizona Short Sale Realtors.
We understand your situation!
We are trained and certified Arizona Short Sale Negotiators.
Caring and Compassionate!
Take the first step and let us guide you through the short sale process in Arizona!
Call Today
(480)298-2550
Call us before it becomes too late!


We are not a Loan Modification Company!

We List your home!
We have been trained and certified in listing short sales.

We will do everything in our power to sell your home.

The homeowner is never charged a fee for our service!

We are strong believers in Preserving the Neighborhood!

A Short Sale is a team effort!
Put in todays date! This is to help stop spammers!
June 10, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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