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Short Sale Specialist Network
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Sylvia Finocchiaro
- Female
- Scottsdale, AZ
- United States
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- Discussions (38)
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Sylvia Finocchiaro's Groups
Sylvia Finocchiaro's Discussions
This questions will fall under "The Unusual".....
Started this discussion. Last reply by Joseph C. Alfe Jun 23, 2011. 5 Replies 0 Likes
I recieved a call from a Seller who was in the middle of a loan mod with lender. Before the loan mod was approved (or potentially??? approved) the wife passes away. They owe $300,000 on the home that…Continue
Taking on a Indymac/One West short sale. Any Tips?
Started this discussion. Last reply by Angela Alfe Apr 7, 2011. 1 Reply 0 Likes
How long is there process?.........Are they easy to deal with?Any other advise?Thanks in advance.Continue
3 solid NO's from MI with B of A
Started this discussion. Last reply by Jennifer Beltrame Mar 23, 2011. 7 Replies 0 Likes
Situation:Seller makes $1500 per month. The mortgage is $1300.Absolute hardshipThe property has MI. This is a bummer. They want $2000 upfront + $95 per month for 24 months prom note.Seller has approx…Continue
Anyone have higher up Contact Number for Aurora?
Started this discussion. Last reply by Angela Alfe Mar 9, 2011. 2 Replies 0 Likes
If you call the 800# you will speak to a different person everytime. Everytime you will get a different answer. I had a short sale approved but Aurora took 5 months to approve it and the buyer…Continue
Gifts Received (3)
Sylvia Finocchiaro's Page
Latest Activity
"Hmmmm....
The home is worth $177K according to Zillow.
It needs $50K in structural repairs= $227K
Still more than the property is worth.
Why doesn't he just buy another home in the neighborhood that does not need repairs at fair market…"
"The MI was requesting approx $7500 from the seller.
I resubmitted the short sale under HAFA and got an approval with $0 contribution to the MI,
And, the seller is getting a check for $3000."
Joseph C. Alfe replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual"....."Josh, Anti deficiency laws may not entirely protect the homeowner, especially against a HELOC or MI. Best to let an attorney decide."
The Josh Marquez Team replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual"....."AZ is an Anti deficiency i would let it foreclose to be safe please let me know what the attorney said thank you!!"
"He would have to show a hardship. Would his hardship be that he could not afford the two homes? Why does he have to have a bigger home? Is it a distance thing for work? ...........
It also depends on your state laws regarding deficiencies?
He…"
"Thanks for the answering. I am having her consult with an attorney. I also found out that she has MI."
Janice Wheeler replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual"....."Have the client discuss this with attorney. We can't offer legal advice. But when the same thing happen to my client here in Ca. the attorney told her not to disclose it. The attorneys thinking was nothing says that it has to be used to…"
Joseph C. Alfe replied to Sylvia Finocchiaro's discussion This questions will fall under "The Unusual"....."how would they know of the money?"
This questions will fall under "The Unusual".....
I recieved a call from a Seller who was in the middle of a loan mod with lender. Before the loan mod was approved (or potentially??? approved) the wife passes away. They owe $300,000 on the home that is worth $130K.Here's the question.......There is a life insurance policy how will that play into a short sale.I am in AZ one loan. Will the lender consider the money that is coming from the insurance policy and decline the SS. The husband only income is soc sec..See More
"Closing a referral at the end of the month. Just signed a listing for another referral! Thanks SSSN"
"Not a good experience for me. I submitted the short sale package a month ago and found out they denied the Hafa because the Seller turned down Hafa. She never did. We went through and completed all the paper work that was sent to us. We did a…"
Profile Information
- Occupation
- Realtor, Real Estate Broker
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Maricopa County, Scottsdale short sales, Cave Creek short sales, Chandler short sales
Gilbert short sales
Glendale short sales
Mesa short sales
Peoria short sales
Scottsdale short sales
Phoenix short sales
Tempe short sales
Surprise short sales
- Short Sale Designations and/or Special Training
- CSSS (Certified Short Sale Specialist), Equator Certified, HRC (Home Retention Consultant)
- Website
- http://yourshortsalelisting.com
- Short Sale Transactions Completed
- 25-50
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- no
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- Short Sale Experts for Phoenix Metropolitan Area.
We are Arizona Short Sale Realtors.
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We are trained and certified Arizona Short Sale Negotiators.
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We are not a Loan Modification Company!
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- Put in todays date! This is to help stop spammers!
- June 10, 2010
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
- I agree
Comment Wall (3 comments)
- At 2:48pm on May 02, 2011, Mike Linkenauger gave Sylvia Finocchiaro a gift…
- At 12:34pm on September 08, 2010, Mike Linkenauger gave Sylvia Finocchiaro a gift…
- At 10:52pm on June 10, 2010, Mike Linkenauger gave Sylvia Finocchiaro a gift…
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Forum
Are FHA loans eligible for HAFA?
Started by Cinda Rose in Rants and Raves. Last reply by Cinda Rose 5 hours ago. 2 Replies 0 Likes
Making sure your Realtor is on top of things
Started by Stephen Dotlich in Rants and Raves. Last reply by Sheila Vardakis 8 hours ago. 17 Replies 0 Likes
Bank of America Short Sale Incentive Relocation Assistance
Started by TeamKane Realty in Rants and Raves. Last reply by Robin Mitchell 17 hours ago. 3 Replies 0 Likes
Supreme Course rules on Quicken Case - Fee does not violate Section 8(b) of RESPA
Started by Patti Guilford in Rants and Raves. Last reply by Fred Shocklie yesterday. 2 Replies 0 Likes
What does Analysis stage mean Bank of America
Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider yesterday. 9 Replies 0 Likes
Bank of America changed closing date
Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal yesterday. 5 Replies 0 Likes
Bank of America NDS Co-op on Proactive
Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer yesterday. 3 Replies 0 Likes
Is There A Maximum Dollar Amount That Qualifies For A Short Sale?
Started by James Ybarra in Rants and Raves. Last reply by Mike Linkenauger yesterday. 4 Replies 0 Likes
Does anyone have any short sale experience with Ocwen Bank?
Started by Varnie Jules in Network Talk. Last reply by Joseph C. Alfe on Monday. 15 Replies 0 Likes
Can the seller pay additional commission?
Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies 0 Likes
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