Steven Pawera
  • Male
  • Los Angeles, CA
  • United States
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Steven Pawera's Discussions

Recognize And Roast A Negotiator

Started this discussion. Last reply by Kenneth Kulpa Sep 27, 2011. 1 Reply

I would like to make this a regular feature (unless we have it somewhere already?): Whether we call this 'the dumbest thing I heard from a negotiator today', or maybe, 'reasons my pet rock is smarter…Continue

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Latest Activity

Steven Pawera replied to Larry Sarlo's discussion CHASE offered incentive and is now declining money to seller.
"If you complied with every condition in the letter where they offered the incentive (and are prepared to document it), I'm no lawyer (and remember you are not a principle in the transaction), but it seems like you have a contract.  And…"
Aug 30, 2013
Steven Pawera replied to John Stevens's discussion I sold my house (BofA mortgage) via Short Sale. Now BoA is stating I was paid too much.
"Seeing the words 'attorney' and 'expertise' reminded me: in California at least, and attorney being wrong - is not a grounds for a complaint to the bar, and I can't swear to it, but I think it also was not a grounds for…"
May 13, 2013
Steven Pawera replied to John Stevens's discussion I sold my house (BofA mortgage) via Short Sale. Now BoA is stating I was paid too much.
"The only thing I'll add to this conversation is regarding BofA rescinding the short sale.  Let's assume they can do that.  This is probably why your closing attorney is offering to write the check himself.  It would leave…"
May 13, 2013
Steven Pawera commented on Ray Garcia's blog post FHFA New Streamlined Modification Program
"Absolutely.  BUT, it would take years to work out all the details, cost billions, and only profit the wall street insiders.  In the end, I'd still lose my american dream to be the sarcastic one. Reminds me: Dennis Miller once said the…"
May 9, 2013
Steven Pawera commented on Ray Garcia's blog post FHFA New Streamlined Modification Program
"nothing I can disagree with here.  Well except for Phillip's comment on James' sarcasm: I thought for sure I had sarcasm locked up. :)"
May 9, 2013
Steven Pawera commented on Ray Garcia's blog post FHFA New Streamlined Modification Program
"I can't believe there isn't an edit button to correct typos and words inadvertently left out (anyone more cynical than)."
May 8, 2013
Steven Pawera commented on Ray Garcia's blog post FHFA New Streamlined Modification Program
"I think this is a terrific program, almost magnanimous of the government to allow borrowers a way to keep paying on mortgages that are simply to big and on homes that are underwater.  But if the end of the day, Fannie and Freddie can say,…"
May 8, 2013
Steven Pawera replied to Larry Sarlo's discussion 2nd Mortgage wants and taking away
"I think you have to show the concession right up front, on the first HUD.  The concession is after all based on the executed contract.  You can't really support why it wasn't on there if you left it off.  And you know the…"
Apr 2, 2013
Steven Pawera replied to Mike Linkenauger's discussion 2013 Short Sale Symposium at Sea Cruise Conference April 20th-25th!
"your actually more likely to encounter chicken of the sea sickness from some bad tuna salad than sickness from a ship.  but I'd still want to know the engines/toilets will be working.  :)"
Apr 1, 2013
Steven Pawera replied to Mike Linkenauger's discussion 2013 Short Sale Symposium at Sea Cruise Conference April 20th-25th!
"If I sell my kids.. I wouldn't have any single parent responsibilities..  then I could go on the cruise! And I'm sure I could at least $300 for the pair.  :)"
Apr 1, 2013
Steven Pawera replied to Larry Sarlo's discussion 2nd Mortgage wants and taking away
"Larry, I'm a little upset over your use of the word 'hide'.  NEVER NEVER EVER NEVER hide anything from any lender. Specific to your situation, you just need to educate your negotiator (or more likely just let him know that you…"
Apr 1, 2013
TOP END Properties replied to Steven Pawera's discussion IF IT WAS OK THE 1st TIME, THEN DO IT AGAIN in the group Wells Fargo Short Sales
"Might just be a marketing update request.  Like they said .. just do it :)"
Jan 5, 2013
Steven Pawera replied to Stuart Perry's discussion Purcahse Money 2nd's
"Stuart, It seems like you read that spam/email sent out by a mortgage broker designed to cause alarm for all? This link http://appellatecases.courtinfo.ca.gov/search/case/mainCaseScreen.cfm?dist=43&doc_id=1994921&doc_no=G045936 should take…"
Dec 18, 2012
Steven Pawera replied to Joseph C. Alfe's discussion No extension for Mortgage Debt Relief Act. Now what?
"1) MDRFA 2) 982 3) no personal liability on CA 1st TD (or any CA 1st TD going towards non-judicial foreclosure. 4)  ???"
Dec 3, 2012
Steven Pawera replied to Joseph C. Alfe's discussion No extension for Mortgage Debt Relief Act. Now what?
"Option #3 no one is mentioning is very California-centric: If the loan in question is a CA purchase money loan, the only recourse the lender ever had was against the property and never against the borrower.  You can't be…"
Dec 3, 2012
Steven Pawera replied to Sara Mehrpouyan Los Angeles CDPE's discussion HAFA short sale - First Loan does NOT want to give $8500 to Second Loan in the group HAFA Short Sale Program
"Since it went from $6k to $8500, and I started putting $8500 on the HUD, I'm surprised at how many 2nds are ok with the $6k.  Ok, so it's often the same servicer for both the 1st and 2nd where this happens.  Maybe that's not…"
Nov 9, 2012

Profile Information

Occupation
Realtor
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Los Angeles, Culver City, Santa Monica, Beverly Hills
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), Harris University Training (Of Some Kind)
Short Sale Transactions Completed
50-100
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
not yet :)
About Me/Profile of yourself: - Please add your Brokerage Company name also!
I started focusing all my attention on short sales around September of 2007 at the venerable firm of Coldwell Banker because the writing on the wall wasn't really that hard to read (unless you believe in NAR or CAR hype).

The SFR designation is a joke. Tim Harris' trainings are always spot on.

Additionally, I am a big fan of the Chapmans (Sean, and Ryan and Trent) and Lee Honish (only for those who view short sales as a full contact/take no prisoners sport), Josh Cantwell and Greg Clements, and Jeff Watson and Ron Ballard. Of course I can't leave out Chris McLaughlin and Nathan Jurewitz.

The bottom line is, whether it is because I like the feeling of knowing I can get a homeowner out of their problem, or whether I just have a dysfunctional need to always win and be right, I put more into short sales than I did as a CPA. While real estate requires only the most minimal of training, the continuing education component of working in short sales is constant.

Is a one hour webinar worth the time if you know 99% of what was presented? It really depends how good that one new idea is. :)

Last thought:
Seriously, who put 'country' as a question in this sign up form? Could there really be that many other countries (Canada perhaps? The U.K?) where they are doing short sales? Could speaking English be a root cause of the problems that created short sales? :)
Put in todays date! This is to help stop spammers!
July 13, 2011
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I AGREE

Steven Pawera's Blog

Headline: A national standard for servicers — stupid

Posted on June 6, 2011 at 2:21pm 0 Comments

This headline grabbed my attention - and made me laugh out loud.

http://www.housingwire.com/2011/06/03/a-national-standard-for-servicers-%E2%80%93-stoopid

 

Beyond that, if you weren't aware of it, I find Housing Wire a valuable resource for keeping up to the minute.

Sign up for their email notifications.

'No Record' of Trustees Sale Number?

Posted on April 21, 2011 at 6:19pm 2 Comments

Has anyone experienced after an NOD is issued,and your working on the short sale, when you go to check the status at the trustee's sale info line or on their website and enter the TS #, 'no record found'?

It's been happening more frequently to me.  I just wonder where the number goes.  Is it lawful to then record a NTS - if the trustee was acting like there was no NOD? 

 

Comment Wall (4 comments)

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Join Short Sale Specialist Network

At 4:27pm on June 29, 2011, Stacie A. Kramer said…
I called and left a message. I posted a message to the group and got your request and comment. I then went directly to your profile, because I can never find the post that I put up on the groups. I don't know how to do that. It's kinda confusing. Thanks for your help and I'll see where this takes me.
At 3:43pm on June 29, 2011, Stacie A. Kramer said…
Well, Steve, I called that number and it gave me a new number. When I called that number, it was just tech support. Thanks, anyway. I have contacted just about everyone I can to get this thing done.
At 2:04pm on June 28, 2011, Sharon Tukay said…
Hey Steve! Thanks for the feedback regarding the BofA meeting in DTLA. I'll be attending the webinar tonight too .. thanks for the invite! You're a funny guy and no .. you're not friendless :D
At 1:02pm on June 8, 2011, Sharon Tukay said…

Hi Steve. I wanted to know if you went to the BofA event today in LA. I was going to go but didn't want to risk driving downtown if I wasn't registered. If you did go .. Let me know .. would love to hear what happened. Thanks! sharon@sharontukay.com

 

 
 
 


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