Sidney Kutchuk
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  • Temecula, CA
  • United States

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Another HAFA & HAMP Loophole

Started this discussion. Last reply by Vanessa Calhoun Jan 27, 2011. 4 Replies

I need to know....I understood that if we have a seller that had a failed HAMP loan mod the next step for them would be the HAFA short sale program.I have a seller with a failed HAMP mod and Bank of…Continue

Tags: Loophole, FHA, HAMP, HAFA


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Realtor, Real Estate Broker, Negotiator
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Short Sale Designations and/or Special Training
Harris University Training (Of Some Kind), CSSS (Certified Short Sale Specialist), HRC (Home Retention Consultant)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Short Sale Specialist,HAFA Certified,16 years experience.ActiveRain Blogger. Broker for
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March 6, 2014
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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IRS & State offer good news for short sales in Calif.

Posted on March 6, 2014 at 11:00pm 7 Comments

For release: From The CALIFORNIA ASSOCIATION OF REALTORS® December 4, 2013

IRS and California Franchise Tax Board declare California distressed home sellers not liable for federal or state income tax on short sales

LOS ANGELES (Dec. 4) – The CALIFORNIA ASSOCIATION OF REALTORS®’ (C.A.R.) announced today it…


Why let the banks foreclose on your Temecula home?

Posted on January 24, 2013 at 7:30pm 0 Comments

Temecula foreclosure – Why let the banks foreclose on your Temecula home?

You have options to foreclosure take control and call a short sale specialist. Certified Temecula Short Sale Expert

If you do nothing you are giving full control to your lender / banks  and they will call the shots. With a short sale Agent  you take control of the short sale process and will be aware of what is happening, and in many cases be offered a money incentive to cooperate in the…


Is this for real? I think I pissed off Wells Fargo.

Posted on October 3, 2012 at 12:38am 13 Comments

Is this for real.

I asked Well Fargo for a 1 week extension on their short sale approval letter and received

the below reply.

I have many times asked for small extensions and received them. 

Good Morning,

Per CALIFORNIA LAW, let me repeat that, per CALIFORNIA LAW we can only give extensions in 30 day increments.  Therefore, you must provide me with an amendment to the contract extending the closing date to 11/7/12.  If you provide me with an…


I got the Short Sale approved to Fast??

Posted on November 4, 2011 at 11:30pm 5 Comments

I got the Short Sale approved to fast???Short Sales

Sometimes it does not pay to be a Temecula short sale specialist.

I stopped the foreclosure,and got this short sale approved and here is my reward.

Emailed to me today.......

After a long discussion amongst ourselves my wife and I have decided to withdraw our…

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At 3:14pm on January 28, 2013, Ben Benita said…

send me a quick email - and I will send you a copy of our QWR.



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