Roland Lorans
  • Male
  • Dacula, GA
  • United States
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Profile Information

Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Gwinnett, Hall County Georgia
Dacula, Buford, Suwanee, Roswell, Lawrenceville GA
Short Sale Designations and/or Special Training
CDPE (Certified Distressed Property Expert), Equator Certified, HRC (Home Retention Consultant)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
CCIM over a million dollars closed
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Keller Williams Realty
Chateau Elan Braselton GA 30517
We Help People...that Owe More than Their Home is Worth
Put in todays date! This is to help stop spammers!
February 10, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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GaHomesTEAM Saves Homes

Atlanta Braselton Buford Dacula Georgia Short Sale Specialist

Short Sale Specialist in Atlanta Georgia

What is a real estate short sale in Atlanta Georgia?

A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

What does it take to qualify for a Atlanta Georgia Short sale?

Short Sale Specialist Realtor in Atlanta GeorgiaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Atlanta Georgia short sale.

  1. Negative Equity - The proceeds from the sale of the property, after all closing costs
    are paid, are less than the amount currently owed on the property,
  2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
  3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few. Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell.

Is it possible for me to get money back for completing a short sale?

Until recent times, it was almost unheard of for a home owner to get money back in a short sale. Things have changed for the better. The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program. We have seen home owners get as much as $35,000 back to complete a short sale.

Who will pay the Atlanta Georgia short sale Realtors® commission?

In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Atlanta Georgia short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

How Can a Atlanta Georgia short sale specialist help me?

As a Atlanta Buford Dacula Georgia short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale. Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced. Experience is everything when it comes. I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.

Visit my website for more information on the short sale process.


Roland Lorans TEAM

FREE Private One on One Consultation

No Cost to You...Let's Talk

~ Your Atlanta Buford Dacula Georgia Short Sale Specialist Realtor® ~

Keller Williams Realty

24/7 Free Recorded Message 770-866-2561

Office: 678-425-1988


Roland Lorans's Blog

Delinquency rates are headed up again... more Dacula GA Short Sales and Foreclosures

Posted on June 21, 2012 at 2:30pm 0 Comments

Buford Dacula GA Short Sale Homeowners

According to the latest numbers, delinquency rates are headed up again.  Lender Processing Service, Inc. revealed that delinquency rates increased for the second month in a row after declines.


The main reason for delinquencies is the unemployment that is in this country.  States like Nevada, Florida…


Short Sales, Loan Modifications and Taxes -- Act Now Before it is Too Late Train Wreck coming Short Sale Realtors Know the way

Posted on February 27, 2012 at 3:59pm 0 Comments

Short Sales, Loan Modifications and Taxes -- Act Now Buford Dacula Suwanee Gwinnett County GA

Many people are unaware of the potential tax consequences of a short sale (or foreclosure). A short sale involves selling a property for less than the amount owed to the lien holder. The tax code considers a short sale a "Debt Cancellation". When a lender cancels…


Time is Running Out fro Short Sale Relief Mortgage Forgiveness Debt Relief Act is set to expire on December 31, 2012.

Posted on February 11, 2012 at 5:31pm 0 Comments

Realors tell your Buford Dacula Ga Short Sale homeowners and S/D about this before it is too late....


If you’ve been thinking about doing a short sale on your Buford Dacula Georgia Short Sale home, you might want to hurry up.  The time is limited for homeowners who want to ensure they aren’t hit with a big tax bill because they had to walk away from a…


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