"I too am interested in the B of A incentive program. Where do we find more info? My seller has an old negative amortization loan -isn't that a criteria?
"
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Rob E. Kirchner's Discussions
US Bank is the 2nd and they declined the Short Sale -twice!!
Started this discussion. Last reply by Satar Naghshineh Apr 13. 15 Replies 0 Likes
This is Frustrating! I have a 1st with GMAC and a 2nd with US Bank. GMAC is willing to give US Bank $6,000. US Bank has declined this short sale twice due to the sellers ability to pay the 2nd…Continue
Rob E. Kirchner's Page
Latest Activity
Rob E. Kirchner replied to TeamKane Realty's discussion Bank of America Short Sale Incentive Relocation Assistance
Tracey Kandell replied to Rob E. Kirchner's discussion Citi Bank short sale approval expiration date in the group Citi Short Sales"i have had them tell me this in the past, go to upper management, especially since it falls on a holiday. As far as keeping payments current i have noticed once a short sale on a 2nd goes past 180 days late you run the risk of the loan being sold to…"
Rob E. Kirchner left a comment for Jane Lynch"Jane,
I think we will only becuase the seller/borrower made a deal to get the 2nd paid off.
I am unsure if her paid full balance or not. He's out of town. I will keep you posted.
"
Rob E. Kirchner added a discussion to the group Citi Short Sales
Citi Bank short sale approval expiration date
I received an short sale approval expiration date of dated May 28th (Memorial day observed). When I asked for an extention until the end of the month, my negotiator told me it would cause a "10% increase" and she told us to close on 5/25 (Friday). Are they bluffing? Has anyone had experience with this and if so, any tips? Also, our approval letter states that one of the criteria to recieve a mortgage settlement is that the seller "make all payments until the sale of the property". -is this…See More
Rob E. Kirchner joined Mike Linkenauger's groupCiti Short Sales
A group to discuss Short Sale programs with CITI Mortgage Company offer short sale help and strategies.
Rob E. Kirchner replied to Victor Pasnick's discussion Short Sale Marketing and Referrals in the group Short Sale Referrals"Hi,
I need to refer a short sale specialist in the Boise Idaho area. If you're good, please let me know!
Thanks, Rob
"
Satar Naghshineh replied to Rob E. Kirchner's discussion US Bank is the 2nd and they declined the Short Sale -twice!!"Easy. See if the 1st will allow additional funds from the buyer to US Bank. If so, just have the buyer contribute. If not, see if they need the buyer side HUD. If not, you can have the buyer contribute on the buyer side. If they want both…"
Satar Naghshineh replied to Rob E. Kirchner's discussion US Bank is the 2nd and they declined the Short Sale -twice!!"Hi Rob, look into Ch 13 bankruptcy to strip the 2nd lien completely. Also is the 2nd current? What is the payoff for the 1st and what is the property worth?
Sorry didn't realize this post was so old. Maybe it can help someone in the…"
Rob E. Kirchner commented on Mike Linkenauger's group HAFA Short Sale Program"Thanks Joe and Tamilyn.
I will try your advice."
Rob E. Kirchner commented on Mike Linkenauger's group HAFA Short Sale Program"I have a non-GSE Hafa and the seller was declined for income. What should I do?
"
Rob E. Kirchner replied to Mike Linkenauger's discussion HAFA government short sale program Successes and Failures in the group HAFA Short Sale Program"Overall, I would say that HAFA is a good program in that it generally makes the banks more accountable. AMS (the servicing arm of B of A)however, have been terrible to work with on my latest HAFA deal. They are really incompetent and…"
Rob E. Kirchner replied to Craig Lawler's discussion Targeting Pre-NOD Homeowners in the group Short Sale Lead Generation"If I remember correctly, Tom Ferry and Mike Ferry are father son. Is Tom out on his own now? I am familiar with the Mike Ferry philosophy; is Tom's different?
By the way, I get 30,60, 90 day lates from Chris and Ben Curry out of…"
Rob E. Kirchner replied to Craig Lawler's discussion Targeting Pre-NOD Homeowners in the group Short Sale Lead Generation"Good info,
Thanks Ken!"
Profile Information
- Occupation
- Realtor
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Reno, Nevada
Sparks, Nevada
- Short Sale Designations and/or Special Training
- Harris University Training (Of Some Kind)
- Website
- http://www.TheHouseNet.com
- Short Sale Transactions Completed
- 10-25
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- no
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- ASD (Accredited Short Sale Designation) certified. REO certified designation. Extensive experience in Lending and Banking. 25 years of Real Estate and Mortgage experience.
- Put in todays date! This is to help stop spammers!
- January 26, 2011
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
- AGREE
Rob E. Kirchner's Blog
The Reno Short Sale Blog: What happens when you can't get Short Sale Approval?
Posted on April 6, 2011 at 3:00pm 0 Comments 0 Likes
What do you do when the house isn't selling for any more money, but the bank keeps on rejecting the short sale offers? You can give up, but then the seller loses the house to foreclosure.
Ouch! Why not escalate the file and get it approved? I had a house on the market for 4 months. I started the price at 200k and slowly brought it down to $169,900.… Continue
Ouch! Why not escalate the file and get it approved? I had a house on the market for 4 months. I started the price at 200k and slowly brought it down to $169,900.… Continue
Reno Real Short Sale Blog: Do banks always take so long for approval?
Posted on April 1, 2011 at 7:30pm 0 Comments 0 Likes
Reno, NV -How long do the bank's have
to do a Short Sale.
The common knowledge among Realtors and buyers alike is that Short Sales take forever to do. I often talk to buyers who believe that banks take 5-6 months to accomplish a short sale.
Here is the issue. Banks do have responsibilities. In 80% of cases, the bank I negotiate with do not own the loan. That means they don’t take any of the loss from short sales that aren’t handled properly.
In order…
Even after a Short Sale, you can still fix your credit score.
Posted on March 27, 2011 at 10:09pm 0 Comments 0 Likes
Reno Short Sales: The Banker's Bill of Rights
Posted on December 8, 2010 at 12:00pm 0 Comments 0 Likes
Reno NV - If homeowner's have a bill of rights, then bankers must have one as well. We decided to put together the Banker's Bill of Rights. That way they wouldn't feel left out.
Let me know if we should put this together and petition congress to add it to the constitution.
The Banker's Bill of Rights.
1. All Bankers have the Right to make any mistake they want and still get bailed out by the American Taxpayer. They… Continue
Let me know if we should put this together and petition congress to add it to the constitution.
The Banker's Bill of Rights.
1. All Bankers have the Right to make any mistake they want and still get bailed out by the American Taxpayer. They… Continue
Comment Wall (1 comment)
- At 11:09pm on February 04, 2011, Barbara Pedersen gave Rob E. Kirchner a gift…
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Forum
Are FHA loans eligible for HAFA?
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Does anyone have any short sale experience with Ocwen Bank?
Started by Varnie Jules in Network Talk. Last reply by Joseph C. Alfe on Monday. 15 Replies 0 Likes
Can the seller pay additional commission?
Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies 0 Likes
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