Renee Ciufo, SFR, CNE
  • La Mesa, CA
  • United States
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Latest Activity

Renee Ciufo, SFR, CNE commented on Sidney Kutchuk's blog post IRS & State offer good news for short sales in Calif.
"Thanks for finding that, Travis.  You "out googled" me :-)"
Mar 11, 2014
Renee Ciufo, SFR, CNE commented on Sidney Kutchuk's blog post IRS & State offer good news for short sales in Calif.
"I believe the IRS ruling pertains to all states.  California had a state-level bill for state taxes which was in question also."
Mar 11, 2014
Renee Ciufo, SFR, CNE commented on Janice Wheeler's blog post Nationstar's newest tactic
"Brian McFedries - Great comment and information and letter.  I think many agent misunderstandings regarding the NationStar process could be clarified if they only went to the lender site and read the details instead of complaining.…"
Feb 7, 2014
Renee Ciufo, SFR, CNE replied to Kathy Pryor's discussion Wells Fargo SS & the over-inflated valuation
"In response to your question regarding a deed in lieu being better than a foreclosure or short sale, I wouldn't agree  (at least not in California) and I don't encourage them as an alternative. I have always been told it is MUCH worse…"
Nov 18, 2013
Renee Ciufo, SFR, CNE replied to Kathy Pryor's discussion Wells Fargo SS & the over-inflated valuation
"This is what I was told to "guestimate" by:  Looks like FM value has been set at $463k. Listing is 0-30 days, HUD must net 88% of FMV plus add all other costs they have or will incur to that which is often above market value…"
Nov 18, 2013
Renee Ciufo, SFR, CNE replied to Lonnie Workman's discussion SLS lender
"Here's the guidelines that were given to me: Listing is 0-30 days, HUD must net 88% of FMV plus add all other costs they have or will incur to that which is often above market value (i.e. escrow, inspections, commission). 31-60 days must net…"
Nov 18, 2013
Renee Ciufo, SFR, CNE replied to Larry Sarlo's discussion CHASE offered incentive and is now declining money to seller.
"I don't think your homeowner has the right perspective at all and he makes less sense than Chase. Very entitled attitude."
Aug 30, 2013
Renee Ciufo, SFR, CNE replied to Deric Beckett's discussion Security Clearance issue with Wells Fargo/FHA short sale
"California CALHFA aids homeowners through 4 sub-programs: Unemployment Mortgage Assistance, Mortgage Reinstatement Assistance, Principal Reduction, and Transition Assistance. CALHFA http://www.KeepYourHomeCalifornia.org  HUD:  If you…"
Aug 20, 2013
Renee Ciufo, SFR, CNE and Francine Williams are now friends
Aug 5, 2013
Renee Ciufo, SFR, CNE commented on Vanessa Calhoun's blog post Overpriced listings......an age old dilemma with a new twist!
"Did you show him what the stats were as far as sales price to list price for solds in that area?  Sometimes that speaks volumes above the usual comp thing. He sounds like he would be a challenge to work with regardless so walking…"
Aug 5, 2013
Renee Ciufo, SFR, CNE replied to Sidney Kutchuk's discussion How can I get rid of Auction.com
"I just heard of this happening on another short sale here in San Diego County."
Aug 5, 2013
Renee Ciufo, SFR, CNE commented on Richard Minn's blog post Freddy Mac Value Appeal Process
"Forgot to include this: What are the reasons  the mortgage lender would reject an offer? Offer price is too low.  Lenders would normally set minimum net proceeds from a short sale of the  property. Buyers can make a strong case for…"
Jul 26, 2013
Renee Ciufo, SFR, CNE commented on Richard Minn's blog post Freddy Mac Value Appeal Process
"Are you sure it's Freddie Mac giving you a hard time and not the lender? Until the property is foreclosed and the lender deeds it back to Freddie (the loan insurer) under a claim, I think you're dealing with the lender. You…"
Jul 26, 2013
Renee Ciufo, SFR, CNE updated their profile
Jun 18, 2013
Renee Ciufo, SFR, CNE replied to John Stevens's discussion I sold my house (BofA mortgage) via Short Sale. Now BoA is stating I was paid too much.
"After reading something like this, I'm glad I'm in a state that uses Escrow as the third party instead of a lawyer.  This wouldn't have happened here.  All is resolved prior to closing or it stays in Escrow until the…"
May 17, 2013
Renee Ciufo, SFR, CNE commented on Steve Pate's blog post Rapid Changes In The Real Estate Market Are Setting Off Alarms
"Many of the short sales here in California are being cancelled or withdrawn because the banks appear to be favoring loan mods now that property values have soared. Loan mods are now pacing with short sales.  I make sure my clients…"
May 17, 2013

Profile Information

Occupation
Realtor
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
San Diego County California, La Mesa, El Cajon, Spring Valley, Santee, Del Cerro, Allied Gardens, Lakeside, Blossom Valley, Jamul, Rancho San Diego, Mt. Helix, Horizon Hills, Rolando, Campo, Ramona, San Diego, Oceanside, Vista, San Marcos, La Jolla, Pacific Beach, Coronado, Pt. Loma, Carlsbad, Rancho Bernardo, Poway, Escondido, Encinitas
Website
http://www.Renee4Homes.com
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource)
Short Sale Transactions Completed
0-5
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
No
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Realtor for Big Block Realty in San Diego County, California.
Put in todays date! This is to help stop spammers!
June 18, 2013
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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