Patti Guilford
  • Destin, FL
  • United States
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Patti Guilford's Discussions

Supreme Course rules on Quicken Case - Fee does not violate Section 8(b) of RESPA

Started this discussion. Last reply by Fred Shocklie May 31, 2012. 2 Replies

According to NAR’s legal summary: What the Freeman decision means for real estate brokerages “Suits alleging a violation of Section 8(b) of RESPA have been brought against real estate brokerages that…Continue

Borrowed from a friend: 'Why do SS Approval Letters NOT have a paragraph.....

Started this discussion. Last reply by Edwin Baloloy May 8, 2012. 10 Replies

"Why do SS approval letters NOT have a paragraph where the borrower forever releases the bank from any and all claims arising from issues of origination, securitization, servicing, default servicing,…Continue

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Patti Guilford's Page

Latest Activity

Patti Guilford joined SHANNON McGREGOR ~ CSSG, HRC's group
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WACHOVIA Short Sales

This is a group to discuss Wachovia Short Sales and information on the Wachovia Fast Track Short Sale Program
Jan 26, 2015

Patti Guilford just added their location.
(via Member Map)

Mar 10, 2014
Patti Guilford replied to Joan Psarros, CDPE, CRS, SFR's discussion GMAC keyed in foreclosure instead of a shortsale on credit reports
"The seller needs to contact each of the 3 credit bureaus via letter and send in the short sale approval letter and dispute the claim of FC. Under FTC rules, the banks have to respond within 30 to 45 days or it gets deleted from the credit report.…"
Mar 3, 2014
Patti Guilford replied to Teri Felts's discussion latest with Nationstar and auction .com
"Totally agree but waiting on NAR to do something is like waiting on the pot to boil. (apologies to all my NAR friends)"
Sep 5, 2013
Patti Guilford replied to Teri Felts's discussion latest with Nationstar and auction .com
"Escalate to the President's office. Google the main number and call."
Sep 5, 2013
Patti Guilford replied to Teri Felts's discussion latest with Nationstar and auction .com
"I don't know. Need to read them or have an attorney read them."
Sep 5, 2013
Patti Guilford replied to Teri Felts's discussion latest with Nationstar and auction .com
"The only legal means as a remedy for default is outlined in the seller's original mortgage docs. I doubt if auction.com is listed in that particular section of the mortgage docs."
Sep 5, 2013
Patti Guilford replied to Teri Felts's discussion latest with Nationstar and auction .com
"Get an attorney's advice on whether the seller MUSt sign up with auction.com"
Sep 5, 2013
Patti Guilford replied to Teri Felts's discussion latest with Nationstar and auction .com
"Your seller needs to consult an attorney! Auction, most likely, is not a remedy for default in your seller's original mortgage docs but you are wading into the legal arena here and need a good attorney to write a letter. Everyone is going…"
Sep 5, 2013
Patti Guilford updated their profile
Sep 5, 2013
Patti Guilford commented on Patti Guilford's blog post WF new and improved Demand Statement 'Approval Letter"
"Update - it was changed within and week and closed a few weeks later."
Sep 5, 2013
Patti Guilford commented on Andrew Sawyer's group OCWEN
"ocwnShortSalePackage%20%281%29.pdf"
Aug 5, 2013
Vanessa Liddell and Patti Guilford are now friends
Sep 18, 2012
Patti Guilford replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing
"agree most heartily!!"
Aug 30, 2012
Patti Guilford replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing
"Can we put a fork in this conversation and call it DONE?"
Aug 30, 2012
Patti Guilford replied to Mike Linkenauger's discussion 3rd Party Negotiators or Do it in house?
"wow"
Aug 19, 2012

Profile Information

Occupation
Realtor, Negotiator
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Florida Panhandle - Tallahassee, Destin, Panama City Beach, Carilon Bch, Rosemary Bch, Santa Rosa Bch, Sandestin, Fort Walton, Okaloosa Island, Navarre Bch, St George Island
Lower Alabama - Dothan, Enterprise, Hartford, Geneva, Mobile, Orange Beach
Website
http://myshortsalestory.com
Short Sale Designations and/or Special Training
CDPE (Certified Distressed Property Expert), Harris University Training (Of Some Kind), CSSS (Certified Short Sale Specialist), Equator Certified
Short Sale Transactions Completed
100+
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
No
About Me/Profile of yourself: - Please add your Brokerage Company name also!
A licensed agent with Keller Williams Success Realty in Panama City Beach FL; Owner Operator of Magnolia Loss Mitigation and credit repair. Also an associate for Legal Shield which is a great resource for my short sale sellers .. affordable and accessible from attorneys.
Put in todays date! This is to help stop spammers!
September 5, 2013
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I agree

Patti Guilford's Blog

WF new and improved Demand Statement 'Approval Letter"

Posted on June 21, 2012 at 1:24pm 3 Comments

Just received the new and improved WF Demand Statement 'Approval Letter' which clearly states that:

'nothing in this Demand Statement or in the release of the note shall waive the right to seek a deficiency under the loan documents or any of its other rights thereunder, and the obligations evidenced by the note shall remain in full force and effect until paid off.'

The letter starts off with Re: Demand Statement for Loan # xxxx

This…

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reported as "Charged Off and remaining balance outstanding" Approval Letter

Posted on November 11, 2011 at 1:34am 2 Comments

Has anyone had this verbiage on an Approval Letter from BAC?

Comment Wall (5 comments)

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At 4:45pm on April 13, 2012, Donna-Jean Santa Maria said…

Orange County California, Huntington Beach, Newport Beach, Costa Mesa area. I'll keep your information close in the event I can send any referrals your way! Have a great day.

At 4:00pm on April 13, 2012, Donna-Jean Santa Maria said…

Thank you Patti and very nice to meet you. Where is your marketplace?

At 1:36pm on March 8, 2012, Pat Hood said…

Patti,

Hope things are going great for you!Love your insight! I have never had that verbiage in a BAC letter either...

Pat Hood

At 1:31pm on March 7, 2012, Judy Griffin said…

Hi Patti:

 

I sold 22 homes last year and half of them were short sales. I don't think I have ever had a BofA short sale not close with only one loan and maybe two in the last 4 years that did not close because of seconds that wanted a big seller contribution.

I submit the short sale myself through equator and work directly with the negotiator. I like having direct access with the negotiator so I can push the file along. Is your seller eligible for the HAFA program?

 

Let me know if I can help.

 

Judy

At 12:36pm on March 7, 2012, Judy Griffin said…

Hi Patti:

 

Yes, I work in Defuniak Springs as well. Is there anything I can help you with?

 

Judy Griffin

850-685-8595

judy.griffin@cox.net

 
 
 

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