Michele Ashbarry
  • Female
  • San Diego, CA
  • United States
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Latest Activity

Michele Ashbarry posted a blog post
May 6, 2011
Michele Ashbarry posted a blog post

Short Sale Disasters 101

Imagine this screaming woman as a buyer, a seller, a Realtor...maybe it's YOU! I know we're in a bad economy and real estate is still operating at a level of about 10 below Rock, but seriously, does the short sale process have to be so heinous?    Picture this...a married couple gets a loan approval about three years ago based upon their ability to work overtime.  The bank assures them that they can re-fi their property in two years and bring their mortgage payment down. Then the economy goes…See More
Feb 4, 2011
Michele Ashbarry posted a blog post

Short Sales - Same Old, Same Old!

  Due to the current economy, I, like most Realtors, have had to deal mainly with short sales.  I kee reading all these hopeful articles detailing how much the short sale process has improved when, in reality, it is barely better than it was a year ago.  Sure, B of A has started their Equator.com, and Chase actually lets you…See More
Jan 20, 2011
Michele Ashbarry posted a blog post

Keeping Your Home in California

KEEPING YOUR HOME IN CALIFORNIAThe U.S. Treasury Department has approved CalHFA's plan to use nearly $2 billion in federal funding to help California families struggling to pay their mortgages. The Keep Your Home California programs are focused on assisting low and moderate income families to stay in their homes, when…See More
Jan 18, 2011
Michele Ashbarry posted a blog post

GETTING SHORT SALE APPROVAL - AFTER ONLY SEVEN MONTHS!

Re-blogged by 0 agentsGETTING SHORT SALE APPROVAL-AFTER ONLY SEVEN MONTHS!Wow! We FINALLY got approval today on a short sale we've been working on for over SEVEN MONTHS! Thus far, we've lost three buyers, had to re-start the process four times, and then ended up telling the negotiator to tell the bank to go ahead and take the blasted property back - we were THAT tired of dealing with the horrific process that we have to go through to get short sale approval (yes folks, this was a B of A deal).…See More
Nov 15, 2010
Mike Linkenauger commented on Michele Ashbarry's blog post Showing Property in the Rain
"It certainly encourages buyers to buy on impulse..."
Oct 25, 2010
Michele Ashbarry and Ellen Crusoe are now friends
Oct 24, 2010
Michele Ashbarry posted a blog post

Showing Property in the Rain

SHOWING PROPERTY IN THE RAINShowing property in the rain - can it be successful or just a wet, bedraggled mess? Depends on you and your buyers! Selling real estate in southern California means that the weather is mostly sunny and nearly all showings are done in a pleasant climate. We are so unaccustomed to rain that buyers often cancel their showings at the first sign of inclement weather. So how does a good agent overcome this problem? I always bring a few golf-sized umbrellas, wear…See More
Oct 22, 2010
Sidney Kutchuk and Michele Ashbarry are now friends
Oct 13, 2010
Michele Ashbarry posted a blog post

FHA'S SHORT REFI PROGRAM FOR NEGATIVE EQUITY HOMEOWNERS

So FHA is boasting about launching it's new short refi program for underwater homeowners. Woot, woot. Have you actually LOOKED at their requirements? It reminds me of the evil stepmother in Cinderella who tells the girl that she can go to the ball "IF" she can get an impossible amount of work done. In other words, "NOT GOING TO HAPPEN!"The U.S. Department of Housing and Urban Development (HUD) Mortgagee Letter 2010-23 lists the eligibility requirements for lenders and negative equity…See More
Aug 18, 2010
Dawn M. Jett commented on Michele Ashbarry's blog post SELLING HORSE PROPERTIES
"I agree 100% with your post, Michele. I not only sell horse property here in Arizona, I am an owner of two "princess" thoroughbred mares. When a client is purchasing a special type of property, I feel it is my job to also educate them. I…"
Aug 4, 2010
Mark & Elly Ostrovsky commented on Michele Ashbarry's blog post UNREASONABLE APPRAISAL ISSUES DURING SHORT SALES
"Appraisal is a combination of science and art. There are more than a few bad artists out there and quite a few mediocre scientists as well."
Jul 15, 2010
Michele Ashbarry posted a blog post

SELLING HORSE PROPERTIES

Selling Horse PropertiesI have been selling horse properties for many years, and it never ceases to amaze me how grateful my buyers are that I actually know about horses and their needs. I own a couple of terrific horses myself, so I'm truly familiar with what it takes to have a horse on your property.Apparently, many agents out there try to sell property to horse owners without even knowing whether…See More
Jul 10, 2010
Vanessa Calhoun commented on Michele Ashbarry's blog post UNREASONABLE APPRAISAL ISSUES DURING SHORT SALES
"I had an appraiser assess value on an FHA short sale listing of mine and his appraisal came in about 10% above market value! Luckily for me, I'd submitted my very own BPO along with the short sale offer package, so we're having the issue…"
Jul 4, 2010
Michele Ashbarry commented on Michele Ashbarry's blog post UNREASONABLE APPRAISAL ISSUES DURING SHORT SALES
"Sheyenne - interesting thought pattern, however, I believe the idea is for appraisers to appraise the property fairly and equitably, not to under or over value it. And, in a short sale, the lien-holding lenders would obviously want the property to…"
Jul 2, 2010

Profile Information

Occupation
Realtor, Real Estate Broker, Negotiator, Home Owner
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
All of San Diego County
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), CSP (Certified Short Sale Professional), LMC (Loss Mitigation Consultant), Harris University Training (Of Some Kind), Equator Certified
Website
http://RealtyPartners4U.com
Short Sale Transactions Completed
25-50
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
I do not work with Commercial Real Estate except for Property Management.
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Owner of Realty Partners and Mediation Pros. Over 20 years' experience in Real Estate and Mediation. Certified Short Sale Specialist, E-Pro, Real Estate Collaborative Specialist in Divorce, and Certified Mediator for the State of California. Specialize in Residential Real Estate, Condos, Golf Course Properties, Horse Properties, Ranches, Land and Property Management. Mediate dispute resolutions of all kinds, including divorce. Perform Property Management for all types of residences throughout San Diego County. Affiliated with California Association of Realtors, National Association of Realtors, San Diego Association of Realtors, Ramona Association of Realtors, Sandicor, American Institute of Mediation, Divorce Care, Divorce Net, National Conflict Resolution Center, San Diego Bar Association, et al.
Put in todays date! This is to help stop spammers!
June 21, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I Agree

Michele Ashbarry's Blog

Short Sale Disasters 101

Posted on February 4, 2011 at 3:30am 0 Comments

Imagine this screaming woman as a buyer, a seller, a Realtor...maybe it's YOU! I know we're in a bad economy and real estate is still operating at a level of about 10 below Rock, but seriously, does the short sale process have to be so heinous?   

 

Picture this...a married couple gets a loan approval about three years ago based upon their ability to work overtime.  The bank assures them that they can re-fi their property in two years and bring their mortgage…

Continue

Short Sales - Same Old, Same Old!

Posted on January 20, 2011 at 12:42pm 0 Comments

 

 

Due to the current economy, I, like most Realtors, have had to deal mainly with short sales.  I kee reading all these hopeful articles detailing how much the short sale process has improved when, in reality, it is barely better than it was a year ago.  Sure, B of A has started their…

Continue

Keeping Your Home in California

Posted on January 18, 2011 at 8:30pm 0 Comments

KEEPING YOUR HOME IN CALIFORNIA

The U.S. Treasury Department has approved CalHFA's plan to use nearly $2 billion in federal funding to help California families struggling to pay their mortgages.

 

The Keep Your Home California programs are focused on assisting low and moderate…

Continue

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Forum

Are FHA loans eligible for HAFA?

Started by Cinda Rose in Rants and Raves. Last reply by Larry Hollingsworth 9 hours ago. 1 Reply

What does Analysis stage mean Bank of America

Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider 13 hours ago. 9 Replies

Making sure your Realtor is on top of things

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Bank of America changed closing date

Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal 16 hours ago. 5 Replies

Bank of America NDS Co-op on Proactive

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Can the seller pay additional commission?

Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies

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