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Tips on negotiating for a private party 2nd or lien w/ Wells Fargo 1st
Started this discussion. Last reply by Terry L. Osburn, SFR Apr 13, 2010. 3 Replies 0 Likes
Hello all: Wondering if you all could find some time to post tips, suggestions or examples of things that worked for you in past situations... Here's my scenario right now:I have a s/s listing with…Continue
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Marilee Cruz replied to Christopher Ross's discussion 'Over a year in short sale department' in the group Chase Short Sales
How often is your follow up? The squeaky (and well documented) wheel gets the grease. Since I was was not getting a response from our negotiator on one of my files, I addressed her using formal communication. What I mean is on top…
Marilee Cruz commented on Mike Linkenauger's group 'Wells Fargo Short Sales'
Hello friends. Been looking around SSSN for any info on America's Servicing Company (ASC). Seems they are a division of WFHM. If you have words of advice, a short sale app, url or other helpful / warnings / tips, I would greatly appreciate it.…
Marilee Cruz updated their profile photo
Marilee Cruz replied to Enez Karabegovic's discussion 'Appraisal Report not Available to Homeowner from Chase BPO' in the group Chase Short Sales
Agreed. I always get "it came in at value" or "it's within range". The more I play nice with the call center rep, the more information the human might be willing to give me from the other end.
Terry L. Osburn, SFR replied to Marilee Cruz's discussion 'Tips on negotiating for a private party 2nd or lien w/ Wells Fargo 1st'
I would think this would be classified differently since it is a personal loan, not an institutional loan......
My understanding that if any liens against the title are personal loans which this sounds like it is that WF does not have to work with…
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Marilee Cruz joined Andrew Thurber's group
Marilee Cruz replied to Marilee Cruz's discussion 'Tips on negotiating for a private party 2nd or lien w/ Wells Fargo 1st'
Ok thanks for the help, Joseph. The lien is on title; was recorded at the COE in 2005 @ the time of original purchase. I received a copy of the deed from title... Additional info: the $60K was a private lien from a sister-in-law.
Joseph C. Alfe replied to Marilee Cruz's discussion 'Tips on negotiating for a private party 2nd or lien w/ Wells Fargo 1st'
If the 2nd lien is not on title then they have no claim to the property and you do no have to negotiate with them. They may want the $3000 to settle with the seller, but that is a private matter and has nothing to do with the short sale. If the lien…
Short Sale Q and A
Got short sale questions? I have been successfully closing short sales since 2005 and I have dealt with just about every lender, every scenario. If you have a question, post it here and I will do my best to help.See More
Marilee Cruz joined Joseph C. Alfe's group
REOTrans - Equator
This group is to discuss the Equator Short Sale System, as well as any Short Sale and REO programs through Equator (formerly REO Trans)
Marilee Cruz joined Michael Bellopede's group
Marilee Cruz commented on Mike Linkenauger's group 'Wells Fargo Short Sales'
Tips on negotiation with Wells for a private party 2nd/lien...
Hello all: Wondering if you all could find some time to post tips, suggestions or examples of things that worked for you in past situation...
Here's my scenario right now. I have…
Tips on negotiating for a private party 2nd or lien w/ Wells Fargo 1st
Hello all: Wondering if you all could find some time to post tips, suggestions or examples of things that worked for you in past situations... Here's my scenario right now:I have a s/s listing with a Wells Fargo 1st & a private party lender 2nd ($60k). I negotiated a $3000 payoff with the 2nd. Then submitted an estimated HUD to Wells Fargo showing $3000 to the 2nd. 2 days ago, we received short sale approval from Wells Fargo, but they don't want to pay anything to the 2nd because it was…See More
Discussion posted by Marilee Cruz
Profile Information
- Occupation
- Realtor, Assistant
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Stanislaus County
- Patterson, Salida, Ceres, Turlock, Keyes, Modesto
San Joaquin County
- Lathrop, Stockton (Weston Ranch area), Tracy
Alameda County
- All
- Short Sale Transactions Completed
- 10-25
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- No
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- I have been in real estate since 2003. I have worked every desk in our office; from Marketing Coordinator, Transaction Coordinator, Listing Agent, Selling Agent, Office Manager, Training Supervisor to Owner.
- Put in todays date! This is to help stop spammers!
- May 16, 2011
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
- I AGREE
Comment Wall (1 comment)
- At 10:47am on January 29, 2010,
Steele V. Propp said… - Welcome, Marilee. This is a great group to network with and I look forward to your comments and questions.
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