Lisa Johnson
  • Austin, TX
  • United States
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Wells Auction Date Just Past.....

Started this discussion. Last reply by Lisa Johnson Oct 15, 2011. 4 Replies

I was intending to show a property this week that was listed at below market value. I asked the listing agent what the history was and he said that he had been in touch with the sellers bank and to…Continue

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Lisa Johnson and Lillianne Echevarria are now friends
Nov 27, 2012
Lisa Johnson commented on Mike Linkenauger's group Bank of America Short Sales
"Sorry mis quote...this client was told they would NOT do the FHA HAMP Mod"
Mar 20, 2012
Lisa Johnson commented on Mike Linkenauger's group Bank of America Short Sales
"Question for Denied B of A  FHA HAMP....my client has been through the ringer... For just about a year now, she has been either in forebearance or applying for a loan mod.  In the beginning, she got behind on a couple of payments and then…"
Mar 20, 2012
Lisa Johnson replied to Lisa Johnson's discussion Wells Auction Date Just Past.....
"Thanks everybody...that's my experience too, but wanted to check as things change so often...The house has definitely been foreclosed on...went out this week and it's been drilled and retro fitted with new locks..."
Oct 15, 2011
Alyse Sands replied to Lisa Johnson's discussion Wells Auction Date Just Past.....
"Would they, possibly, still keep the same agent to sell the property?  Is it possible that it passed the auction date but did not get any acceptable bids?  I'd ask those questions, directly, of the agent you spoke to.  They will…"
Oct 14, 2011
Ermesto Sayson Jr replied to Lisa Johnson's discussion Wells Auction Date Just Past.....
"Currently, I do not know of any banks that will accept offers prior to an REO being assigned to a Asset Manager and an Agent.  "
Oct 14, 2011
Smitty replied to Lisa Johnson's discussion Wells Auction Date Just Past.....
"I don't think so.  I've heard of Realtors getting auctions rescinded, but I've never actually known a case.  I also think they would only do that in a case where an offer was on the table prior to the auction."
Oct 12, 2011
Lisa Johnson posted a discussion

Wells Auction Date Just Past.....

I was intending to show a property this week that was listed at below market value. I asked the listing agent what the history was and he said that he had been in touch with the sellers bank and to bring all offers...they were in preforeclosure. Called him again today and he said there was a HUD key on the property, which means to me that it was foreclosed on already? I look at Realist and it did indeed show that the auction date was last Tues....Is there anyway to get Wells Fargo to work an…See More
Oct 12, 2011
Lisa Johnson replied to Cindy Billman, CDPE, SFR's discussion Wells Fargo Info Just Received in the group Wells Fargo Short Sales
"I was intending to show a property this week that was listed at below market value. I asked the listing agent what the history was and he said that he had been in touch with the sellers bank and to bring all offers...they were in preforeclosure.…"
Oct 12, 2011
Lisa Johnson replied to Lisa Johnson's discussion B of A Borrower Qualifying Ratios for Loan Mod in the group Bank of America Short Sales
"That's the best I could find as well...Many thanks for the response."
Sep 28, 2011
Lehel Szucs replied to Lisa Johnson's discussion B of A Borrower Qualifying Ratios for Loan Mod in the group Bank of America Short Sales
"at the recent NAHREP conference I hear 31%"
Sep 27, 2011
Lisa Johnson posted a blog post

Ratios for BofA loan mod

loan mod would be for B of A...FHA loan...it looks like the borrowers housing dti is below the normal 31% mark but her total dti is at a breakeven with her bills..she is trying to figure out if the loan mod process is a waste of time.See More
Sep 21, 2011
Karen Koblentz replied to Lisa Johnson's discussion B of A Borrower Qualifying Ratios for Loan Mod in the group Bank of America Short Sales
"There are so many "items" for consideration and what program you are going for and who the actual investor is will dictate the ratio that will comply for success. "
Sep 19, 2011
Lisa Johnson updated their profile
Sep 16, 2011
Lisa Johnson posted a status
"I just received my CDPE certification and am very happy to have such competent and caring professionals to work with to help my clients."
Sep 16, 2011
Lisa Johnson added a discussion to the group Bank of America Short Sales
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B of A Borrower Qualifying Ratios for Loan Mod

I am working with a client to help her work through all available processes to her.When looking at a B of A loan mod....what do you find are the front and back end ratios they allow for borrowers they approve?  Please advise. Many thanks! See More
Sep 16, 2011

Profile Information

Occupation
Realtor
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
I specialize in Austin TX and surrounding areas, including Travis County, Williamson County, Bastrop County
Website
http://acityrealty. com
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), CDPE (Certified Distressed Property Expert)
Short Sale Transactions Completed
5-10
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
no
About Me/Profile of yourself: - Please add your Brokerage Company name also!
I have worked in the Real Estate Industry as an advisor to many clients who have found themselves in hot financial water, especially with their mortgages. I have over 10 years experience as a licensed Mortgage Loan Officer and Licensed Realtor so I have extensive experience working directly with banks and investors.
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September 16, 2011
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
i agree

Lisa Johnson's Blog

Ratios for BofA loan mod

Posted on September 21, 2011 at 6:12pm 0 Comments

loan mod would be for B of A...FHA loan...it looks like the borrowers housing dti is below the normal 31% mark but her total dti is at a breakeven with her bills..she is trying to figure out if the loan mod process is a waste of time.

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