Kenneth J. Ruffo
  • Male
  • San Antonio, TX
  • United States
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Kenneth J. Ruffo updated their profile
May 31, 2012
Kenneth J. Ruffo replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"A happy ending for the seller -- buyer actually closed last Friday, 3 weeks before auction!"
Aug 16, 2011
Beverley Hourlier replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"Yes, I would get help from title or escrow. Since you have an offer, I assume escrow is opened.  Let escrow and title do their job."
Aug 16, 2011
Joe Beauchamp replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"I don't deal with WF that much as the servicer any more.  Almost entirely BOA, so ANYONE else is heaven to deal with.  WF used to be one of the best for short sales.  You might actually find someone who cares about the investor…"
Aug 2, 2011
Kenneth J. Ruffo replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"In Texas, it's non-judicial"
Jul 23, 2011
Paddy Deighan, JD PhD replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"depends upon a lot of factors...the state you are in..whether it is judicial or non-judicial foreclosure. In most states foreclosure takes a minimum of 9 months so you have time."
Jul 23, 2011
Kenneth J. Ruffo replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"Thank you Cindy!"
Jul 23, 2011
Kenneth J. Ruffo replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"That's exactly what we're praying for -- of course, Texas is a short foreclosure state.  The good news for my client is that most firms are far behind in processing paperwork."
Jul 23, 2011
Kenneth J. Ruffo replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"Thanks Bev.     I asked her yesterday to get everything Wells Fargo claims to have sent her so she can do what is necessary to prevent foreclosure."
Jul 23, 2011
Kenneth J. Ruffo replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"Thanks for the replies.  So everyone knows, I took this because her cousin referred her to me just 2 weeks after we closed on his new home.  He was stunned when she moved out, calling her loco en la cabeza.  LOL   As it stands,…"
Jul 23, 2011
Steele V. Propp replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"She needs to open a dialog with the lender immediately and find out just what stage things are at.  Foreclosure these days is a lengthy process so there is probably at least a couple of months (or more) before the house could be taken…"
Jul 23, 2011
Cindy Billman, CDPE, SFR replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"Kenneth  - is this a short sale? If it is, you really do not need the pay off - just submit the offer through equator.com or fax it to 866-922-8551 - Also, when I first obtain the Authorization Letter I always put the name of the closer and…"
Jul 23, 2011
Bev LaLonde replied to Kenneth J. Ruffo's discussion Straight to Foreclosure in the group Wells Fargo Short Sales
"I would tell the homeowner to take a flyin' leap.     Honestly, I would let her know in no uncertain terms that she is not treating you as a professional, and that keeping you in the dark is a great way to lose her home. She needs to…"
Jul 23, 2011
Kenneth J. Ruffo added a discussion to the group Wells Fargo Short Sales
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Straight to Foreclosure

I currently have a listing where the homeowner moved out without telling me for 4 months even though we chat every week.   When she moved, she stopped making payments.  We have had 4 offers and finally one seems to be moving forward to closing. Here's the challenge: When I contacted Wells Fargo to get a payoff yesterday, I was told that I had to speak to the attorneys in Dallas who were no help.  The attorneys directed me back to Wells Fargo.  Huh??? Of course, the homeowner says she has never…See More
Jul 23, 2011
Kenneth J. Ruffo replied to Penny Howard's discussion Tenant Wants to Submit Offer on SS in the group Wells Fargo Short Sales
"The renter's address would be the same as the property address being purchased."
Jul 23, 2011
Kenneth J. Ruffo replied to Penny Howard's discussion Tenant Wants to Submit Offer on SS in the group Wells Fargo Short Sales
"I worked with Ernie Dill with Re/MAX BRAVO in VA on a Short Sale last year on a tenant in place who purchased a short sale from the owner.  Ernie is the reason it worked!  http://activerain.com/erniedill   The tenant rented the home…"
Jul 23, 2011

Profile Information

Occupation
Realtor, Real Estate Broker, Negotiator, Investor, Home Owner
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Bexar, Comal, Guadalupe, Kendall, Medina, Wilson Counties Texas
Website
http://www.gsaarea.com
Short Sale Designations and/or Special Training
LMC (Loss Mitigation Consultant), Harris University Training (Of Some Kind), HRC (Home Retention Consultant)
Short Sale Transactions Completed
5-10
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
No
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Broker/Owner San Antonio Real Estate Advisors
Put in todays date! This is to help stop spammers!
May 31, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I AGREE

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