Julie Tinkey
  • Lodi, CA
  • United States
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Chase Escalation Contact Needed

Started Sep 5, 2013 0 Replies

Does anyone have contact info for Chase's escalation team?? Chase approved our short sale but it was determined the home needs about $120,000 worth of work and the buyer wants to substantially reduce…Continue

FHLMC and the $6K max payoff to the 2nd

Started this discussion. Last reply by Jeff Grenz Aug 26, 2011. 10 Replies

Anyone have any clue as to how to get around the issue where it's a Freddie 1st and the 2nd wants $12K? My understanding can be no contribution from either the buyer or the seller. The $12K is 10% of…Continue

Wells "HAFA" short sale - NEED HELP

Started Jan 12, 2011 0 Replies

My sellers were approved under a HAFA short sale with $6000 going to Citi Mtg. Citi came back and said they want $15,000 ($250,000 is owed them) and the buyers were willing to pay that. I asked Wells…Continue

FNMA Changes Terms of SS Approval

Started this discussion. Last reply by Julie Tinkey Oct 13, 2010. 12 Replies

I am working with a CitiMortgage 1st (Fannie is the investor) and a Wells Fargo 2nd. I got an approval letter from Citi dated 9/28 that stated net proceeds no less than $144,258 and $3500 to Wells.…Continue

 

Julie Tinkey's Page

Latest Activity

Julie Tinkey posted a discussion

Chase Escalation Contact Needed

Does anyone have contact info for Chase's escalation team?? Chase approved our short sale but it was determined the home needs about $120,000 worth of work and the buyer wants to substantially reduce their offer. And no, I am not the listing agent (who should have know better than to price it the way he did).BPO came in at list price with no repairs needed. Unbelievable . . .See More
Sep 5, 2013
0 Comments
Julie Tinkey commented on Mike Linkenauger's group Bank of America Short Sales
"Thanks Phil, that make sense to me.  "
Aug 27, 2012
Julie Tinkey commented on Mike Linkenauger's group Bank of America Short Sales
"Need Help with FHA short sale serviced by BofA. I have a friend that has had her house under contract since 4/4. BofA had done nothing but jerk her around. Everything was done that needed to be, file was esclatated etc. and still NOTHING. It was…"
Aug 27, 2012
Julie Tinkey replied to Renee Ciufo, SFR, CNE's discussion Short Sale terminated because Sellers are current on payments in the group IndyMac Onewest Short Sales
"Hi Renee, was this a jumbo loan? I personally had my loan with OneWest and they turned down our short sale because we weren't delinquent. My husband had lost his job and we had the right hardship reasons but they said NO. It was a jumbo loan…"
Mar 23, 2012
Julie Tinkey commented on Joseph C. Alfe's group Short Sale Q and A
"Fannie Mae Exceleration Team I have a loan serviced by Greentree and owned by FNMA. Our offer was submitted 11/9 (all cash for $52K) I was told 1/15 they wanted $58K. Buyer agreed, sent in the HUD 1/17 and got a "verbal approval on 1/26".…"
Feb 17, 2012
Julie Tinkey added a discussion to the group Short Sale Q and A
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FNMA 1st and the 2nd wants more than 6% of the UPB

I am in California and have a situation where the 1st is being serviced my Greentree for FNMA. After 2 months I only have a "verbal approval" which I got a week ago and still nothing in writing. The 2nd is with RBS and I got an email from them saying the file has now been assigned to the "recovery" department (basically they have written it off) and this department is insisting on being paid 10% of the balance. Which means the payoff went from $3000 to $5000.Will FNMA accept that?? I don't…See More
Feb 2, 2012
0 Comments
Patti Guilford replied to Julie Tinkey's discussion Wells HAFA Disaster in the group Wells Fargo Short Sales
"Hi Wendy - is it possible for you to update the buyer contribution on a HAFA deal with your experience in 2011? As Andrew said - these deals are moving targets and we need to know if this is still a possibility. Thanks much and Happy New Year!!!"
Jan 4, 2012
Julie Tinkey updated their profile
Nov 28, 2011
Aileen Potter replied to Julie Tinkey's discussion BofA + AMS + HAFA SS with 6% cap to 2nd in the group HAFA Short Sale Program
"Have the 2nd issue a promissory note to the seller"
Oct 27, 2011
Aileen Potter replied to Julie Tinkey's discussion BofA + AMS + HAFA SS with 6% cap to 2nd in the group HAFA Short Sale Program
"The cap payment to the 2nd lien holder is 6% or $6,000 Which ever is less"
Oct 27, 2011
Joe Beauchamp replied to Julie Tinkey's discussion BofA + AMS + HAFA SS with 6% cap to 2nd in the group HAFA Short Sale Program
"FNMA & Freddie didn't go with the new guidelines.  FNMA is 6%, $6K max, as always. If you read the HAFA directives carefully, you will see it say that the restriction to the second is from the proceeds of the sale.  This phrase…"
Oct 14, 2011
Cherlyn Jones replied to Julie Tinkey's discussion BofA + AMS + HAFA SS with 6% cap to 2nd in the group HAFA Short Sale Program
"Julie,   I'd love to have that email for BofA contact...I'm at my wits end with BofA/ams/hafa SS we have gone nowhere with.   Thanks!"
Oct 14, 2011
Julie Tinkey replied to Ryan Wessels's discussion 2nd Loan and Fannie Mae Guidelines
"I was able to have the MI company accept the $1250 outside escrow and they changed their approval letter to accept the $1750. Had this 2nd still been with a Bank, it probably never would have happened."
Sep 19, 2011
Julie Tinkey replied to Ryan Wessels's discussion 2nd Loan and Fannie Mae Guidelines
"Hi Ryan, I closed one recently where it was a FNMA 1st and a BofA 2nd that an MI company had already bought back. FNMA was only allowing 6% of the outstanding balance to the 2nd. Period. The 2nd wanted $3000 when FNMA would only allow $1750.…"
Sep 14, 2011
Julie Tinkey joined Joseph C. Alfe's group
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Short Sale Q and A

Got short sale questions? I have been successfully closing short sales since 2005 and I have dealt with just about every lender, every scenario. If you have a question, post it here and I will do my best to help.See More
Sep 13, 2011
178 Comments
Jeff Grenz replied to Julie Tinkey's discussion FHLMC and the $6K max payoff to the 2nd
"THAT is really interesting."
Aug 26, 2011

Profile Information

Occupation
Realtor, Negotiator
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
All of San Joaquin County CA (real estate sales and short sale negotiator)
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), CDPE (Certified Distressed Property Expert)
Short Sale Transactions Completed
25-50
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
Prior to 2003 only
About Me/Profile of yourself: - Please add your Brokerage Company name also!
I was a wholesale loan officer with World Savings from 1985-1993. Then a wholesale loan officer with Monterey Bay Bank from 1993-2003. (Central Calif only) I have experience with residentail, commercial and construction financing. Realtor with Buttgereit, Pettitt & Davis since 2008. Sales and recently their short sale specialist.
Put in todays date! This is to help stop spammers!
September 29, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I AGREE

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At 1:51pm on November 12, 2010, Mike Linkenauger gave Julie Tinkey a gift…
Gift
Certified Short Sale Guide (CSSG)
Certified Short Sale Guide (CSSG)
From the Gift Store
At 9:30am on October 1, 2010, Jessica Hobirk said…
Welcome to the Short Sale Specialist Network!
I am Jessica, your Membership Director. If you have any questions about our site, becoming an Official Member or a Preferred Partner please feel free to ask me at any time. You can reach me on here and also via email at Jessica.Hobirk@theshortsaleguide.com or by phone at 877.737.4903. We are very excited you have become apart of our dynamic growing network! I look forward to working with you very soon!
 
 
 


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