Judi Fiolle
  • Female
  • Stockton, CA
  • United States

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  • James Ferebee
  • Paula M Jones
  • Garett Chadney, SFR

Judi Fiolle's Discussions

CITI Financial is the Best!

Started Nov 24, 2013 0 Replies

I have been completing short sales since 2007 and I have to say that I have never worked with a bank like CITI Financial ever!Get this, they call ME every week just to catch up on the latest goings…Continue

Anyone had experience with Short Sale Lead Finder?

Started this discussion. Last reply by Wendy Smith Jul 23, 2013. 6 Replies

I have been thinking about adding Short Sale Lead Finder to my business to have another source for getting business.I am not sure if they are legit though and since I have been burned by this sort of…Continue

Dual Tracking of Foreclosures

Started this discussion. Last reply by Lisa Compean Jan 28, 2013. 1 Reply

This is important for those who work on short sales for months on end to get that golden ticket known as the approval letter.I have heard from Fannie and Freddie, BofA and now Seterus that they will…Continue

Bank of America wants SS card and Birth certificate of buyer

Started this discussion. Last reply by Ben Benita Sep 28, 2012. 52 Replies

I have a short sale right now that is being bought by 2 investors. They have asked for so many crazy things but we have complied through the whole thing. We have completed all negotiations and…Continue

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Judi Fiolle's Page

Profile Information

Real Estate Broker
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
San Joaquin County(ALL), Riverside County (ALL)
Short Sale Designations and/or Special Training
CSP (Certified Short Sale Professional), Equator Certified
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
About Me/Profile of yourself: - Please add your Brokerage Company name also!
I have been in Real Estate for 13 yrs and have owned my own brokerage for the last 8 of those years.
I have worked in the resale and the new home markets winning many awards over the years for my exceptional skills in providing the best service for my clients.
My business is about 50/50 buyers/sellers.
I have specialized in Short Sales since 2007 and have closed over 100 short sale transactions to date.
I have built my business on referrals and can say that every one of my short sale clients has referred at least one and usually several of their friends and family to me to help them through this process.
I am proud to be a part of the solution to this housing mess and will continue to do my best.
Put in todays date! This is to help stop spammers!
January 14, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!

Judi Fiolle's Blog

CITI Financial Promise to call

Posted on October 13, 2013 at 6:00pm 0 Comments

I just had to share what happened to me with this short sale.

It took me 6 weeks to get the 3rd party Authorization through with CITI Financial. I had to refax it in over and over and so did the seller. We finally got them to accept it after I sat with the seller and we both called them together to get them to talk to me.

After I finally got the authorization, I was told for a week that the file was in litigation and they could give me no information.

Well, I figured…


Seterus finally approved our Short Sale

Posted on March 13, 2013 at 9:52pm 3 Comments

We submitted a short sale package back in Nov. IT was at market value for the property at that time at $150,000. They countered at $185,000 ( yes it is a Fannie Mae loan). We spent the entire day fighting about that value and they came down to $170,000.

We raised our offer to $156,000 and after a month, they declined the offer. We then disputed the value by having a new BPO completed by a 3rd party, arms length company. 

We resubmitted the new BPO and offer at $156,000 and it…


Fannie Mae Webinar reaction

Posted on February 21, 2013 at 3:18pm 28 Comments

Well, I just sat in on the Fannie Mae webinar where they explained how they are doing short sales. I was struck by the fact that they insist that 1. we leave all short sales as "active" on the MLS even when our MLS service insists that we use things like"pending ss approval". They said they would consider it fraud if we do not keep these as "active".

2. They explained how they come up with their value and if you break through the garbage that they said, it is exactly what we have all…


Short Sale Lease Back Info

Posted on February 20, 2013 at 5:58pm 1 Comment

Here is the information that I received on the ss lease back program. I will be attending this convention in March and will post what I learn at that time.For now:

Short Sale Lease Back

by: Brian Bean


The Short Sale Lease-Back Program is expanding in California.

Nearly 40 California real estate agents from around the state completed the required training…


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At 8:48pm on February 25, 2013, James Ferebee said…

Thanks so much..




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