"Consider the players - the bank is the "servicier" paid to "manage" the account. The longer the account is there, the more they get. Also, they are paid extra for everything they do in a foreclosure process. The…"
Short Sale Specialist Network
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Joyce Annette Vineyard's Groups
Gifts Received (2)
Joyce Annette Vineyard's Page
Latest Activity
Joyce Annette Vineyard replied to Steven Pawera's discussion NEW RMA form in the group HAFA Short Sale Program
Joe Beauchamp replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"Angela hit it pretty square on the nose.
One-Do not try to make reason of bank's policies or investor policies.......
Two-While cash may hold precedent within some circles and deals if that all cash offer is so ridiculous , which many have…"
Joe Beauchamp replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"Don't bundle everything/one together as if it is one coordinated entity. The negotiator is in a cubicle with a little guy beating over the head to get files from the pile of 100 on the left to the right - no matter how. The…"
Angela Alfe replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"You have to keep this in mind. A lot of investors took out MI on these loans. So, if they did a short sale and claimed the loss on MI and got paid, would they get more than if they took it to foreclosure and claimed the loss? Short…"
Angela Alfe replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"Did you submit a full, complete short sale package with HUD and current buyer proof of funds?"
Joyce Annette Vineyard replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"the Investor that made the offer had over 880K in his pocket! but it was a private investor who held the loan."
Joyce Annette Vineyard replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"here's the kicker, it was a cash offer and only $20K below what she owed! We are in Texas and BOA told me last week it could be saved, but that was not true....every time you call it's another lie they use to throw you off track! I…"
Sonia Shanahan replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"What has helped me more than anything this year is doing my own BPOs and having them available to dispute values when necessary."
"As Angela replied, who is the investor? Have you contacted the Attorney's for the Lien Holder. I've had good luck with this. I've pulled several off the court house steps, but it take time and perserverence. I have several BOA's…"
Angela Alfe replied to Joyce Annette Vineyard's discussion Bank Of America Is Foreclosuring? in the group Bank of America Short Sales"It all comes down to strength of offer and investor guidelines.
"
"Wow! I just listed a property last week that was scheduled for foreclosure 12/4 & BoA postponed the sale so that I would have an opportunity to short sale it!"
Joyce Annette Vineyard joined April Miklas's group
Ask April
Hi everyone! My name is April Miklas and I am the Operations Coordinator for the Short Sale Specialist Network. The purpose of this group is to provide answers to your general questions about our organization.
Profile Information
- Occupation
- Realtor
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Houston, TX, Spring, TX, The Woodlands, TX, Kingwood, TX, Harris County, Montgomery County
- Website
- http://www.annettesaleshomes.com
- Short Sale Transactions Completed
- 0-5
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- No
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- I have been a Realtor for 9 years, working with Buyers, Sellers and Investors. I have sold foreclosures, HUD Homes and home up for aution.
- Put in todays date! This is to help stop spammers!
- July 21, 2010
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
- I Agree
Comment Wall (4 comments)
- At 11:31am on August 24, 2011, Mike Linkenauger gave Joyce Annette Vineyard a gift…
- At 10:46pm on February 10, 2011,
Singletary H. Snyder said… - Joyce, I need referrals and will pay 20%.
Texas Lone Star Realty serves a 100-mile radius of Austin, Texas. Through the heavy use of the Internet it can offer you access to real estate anywhere in the World(English and Spanish spoken here). Texas Lone Star Realty is a member of the National Association of Realtors, Texas Association of Realtors, The Austin Board of Realtors, and the Texas Land Brokers Alliance. Click on ( Search Property Listings) to see lots, homes, ranches, etc., for sale in the Austin Area.
Tary 512-892-6800 tsnyder@snyderhomes.com www.snyderhomes.com
- At 12:49pm on August 21, 2010, Julie Vrigian CSSG, CSSP gave Joyce Annette Vineyard a gift…
I would like to be one of the first to welcome you to the network. I hope that you find it as friendly and informative as I do. BTW, I love your area of the country...
- At 11:21pm on July 21, 2010,
Christina Simmons, CSSG,SFR,ABR said… - Hi Annette,
Glad to see you on the network, looking forward to doing lunch soon!
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Forum
Bank of America Short Sale Incentive Relocation Assistance
Started by TeamKane Realty in Rants and Raves. Last reply by Robin Mitchell 5 hours ago. 3 Replies 0 Likes
Are FHA loans eligible for HAFA?
Started by Cinda Rose in Rants and Raves. Last reply by Larry Hollingsworth 9 hours ago. 1 Reply 0 Likes
Supreme Course rules on Quicken Case - Fee does not violate Section 8(b) of RESPA
Started by Patti Guilford in Rants and Raves. Last reply by Fred Shocklie 12 hours ago. 2 Replies 0 Likes
What does Analysis stage mean Bank of America
Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider 12 hours ago. 9 Replies 0 Likes
Making sure your Realtor is on top of things
Started by Stephen Dotlich in Rants and Raves. Last reply by Satar Naghshineh 13 hours ago. 16 Replies 0 Likes
Bank of America changed closing date
Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal 16 hours ago. 5 Replies 0 Likes
Bank of America NDS Co-op on Proactive
Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer 16 hours ago. 3 Replies 0 Likes
Is There A Maximum Dollar Amount That Qualifies For A Short Sale?
Started by James Ybarra in Rants and Raves. Last reply by Mike Linkenauger 17 hours ago. 4 Replies 0 Likes
Does anyone have any short sale experience with Ocwen Bank?
Started by Varnie Jules in Network Talk. Last reply by Joseph C. Alfe on Monday. 15 Replies 0 Likes
Can the seller pay additional commission?
Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies 0 Likes
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