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Joseph C. Alfe's Discussions

Astoria Help

Started this discussion. Last reply by Mike Linkenauger Apr 20, 2011. 1 Reply

Does anyone have an executive level contact at Astoria? I used to but mis placed the e-mail address, which is why I'm no longer allowed to handle important stuff like this ;) Anyways, Astoria uses a…Continue

FHA PFS HELP

Started this discussion. Last reply by Pattie Johnson Mar 21, 2011. 7 Replies

I just had a nightmare file blow up.  Servicer is MetLife, and let me tell you what a treat that was to deal with. For the first 8 months, they REFUSED to follow FHA guidelines and send the file to…Continue

Gifts Received (1)

 

Joseph C. Alfe's Page

Latest Activity

Joseph C. Alfe replied to James Ybarra's discussion Is There A Maximum Dollar Amount That Qualifies For A Short Sale?
"The way things are going, The White House is probably ready to be short sold..."
Monday
Joseph C. Alfe replied to Varnie Jules's discussion Does anyone have any short sale experience with Ocwen Bank?
"First short sale I ever did was an Ocwen short sale.  I was a buyer and we had an approval for 114K.  I called the negotiator from the closing table on a whim and told her to change the approval letter to say 105K.  She did. Keep in…"
Monday
Joseph C. Alfe is now friends with Dawn Rupersburg and Satar Naghshineh
Monday
Dawn Welch joined Joseph C. Alfe's group
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Short Sale Q and A

Got short sale questions? I have been successfully closing short sales since 2005 and I have dealt with just about every lender, every scenario. If you have a question, post it here and I will do my best to help.See More
Sunday
Profile IconDena Tribbett, Teri Shaughnessy and Karen M Riscinto joined Joseph C. Alfe's group
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Short Sale Q and A

Got short sale questions? I have been successfully closing short sales since 2005 and I have dealt with just about every lender, every scenario. If you have a question, post it here and I will do my best to help.See More
May 24
Karen M Riscinto commented on Joseph C. Alfe's group Short Sale Q and A
"Does anyone have a contact # for Citi Mortgage I need to start a shortsale with them.  Thanks"
May 23
Profile Iconchris magliocca and Dawn Rupersburg joined Joseph C. Alfe's group
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Short Sale Q and A

Got short sale questions? I have been successfully closing short sales since 2005 and I have dealt with just about every lender, every scenario. If you have a question, post it here and I will do my best to help.See More
May 22
Joseph C. Alfe replied to Mark Balaban's discussion DIL
"No, it won't.  DIL is a foreclosure, reports as a foreclosure, and affects credit as a foreclosure.  A DIL is also considered the practice of law in many states."
May 20
Joseph C. Alfe replied to David Lanza's discussion I didn't sign a Arms Length Transaction. Can I buy my house back?
"Quite a few lenders did not require Arms length affidavits , so as long as there is none, you are OK"
May 16
Joseph C. Alfe replied to Renee Leonard's discussion Getting short sales
"Renee, if you are prospecting clients that already have a sale date, you are going for the most difficult and chancy leads.  You are welcome to them.  To be effective, you should be prospecting to get people BEFORE they go into…"
May 16
Joseph C. Alfe replied to Carmen Chavez's discussion What are chances for ss approval if seller has liquid assets, relocated across country to better job
"100%"
May 16
Joseph C. Alfe replied to Sandy Valenzuela's discussion Will Chase allow a short sale if seller is current on mortgage?
"yes.  Only Wells sometimes requires delinquency. "
May 16
Joseph C. Alfe and A Cline are now friends
May 16
A Cline joined Joseph C. Alfe's group
Thumbnail

Short Sale Q and A

Got short sale questions? I have been successfully closing short sales since 2005 and I have dealt with just about every lender, every scenario. If you have a question, post it here and I will do my best to help.See More
May 11
Joe Beauchamp commented on Joseph C. Alfe's group Short Sale Q and A
"Andrew, unless you have an unusual contract that states such, no to the lender. You have a contract between the buyer and the seller - all legal obligations apply. However, it is the listing agent's duty to present all offers to his client. You…"
May 5
Andrew Sawyer commented on Joseph C. Alfe's group Short Sale Q and A
"does a listing agent have to present all offers to the lender. I have a buyer that wants to submit a higher offer than the seller currently has but listing agent wont take it. does he have to?  Also, can seller cancel 1st contract and accept…"
May 5

Profile Information

Occupation
Negotiator
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Short Sale Training and Consulting
Website
http://www.ssnegotiators.com
Short Sale Transactions Completed
100+
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
yes 3MM
About Me/Profile of yourself: - Please add your Brokerage Company name also!
www.ssnegotiators.com
www.josephalfe.com
www.facebook.com/ssnegotiators
www.linkedin.com/in/josephalfe
Put in todays date! This is to help stop spammers!
March 18, 2011
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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Joseph C. Alfe's Blog

Getting the Buyer and Seller on the Same Page

Posted on January 24, 2012 at 1:31am 2 Comments

Short Sale Road Rules: Getting Buyer and Seller on Same Page

 

One of the most neglected, and yet, most important part of a successful short sale is getting both buyer and seller on the same page.  This may stem from the traditional way of thinking on a traditional “retail” sale:  It’s “Us against them.”  This does not apply to short sales, and if you can over come this mentality, your closing success will…

Continue

Interesting article about short sales and flipping

Posted on December 1, 2011 at 3:07pm 23 Comments

http://www.wbez.org/story/venture-flipping-houses-post-bubble-world-94309#comment-37591

 

As many of you know, there is a huge debate here regarding the flip, and whether or not it is legal (it is) or ethical (it MAY be) I am not attempting to resurrect that conversation, but I would urge you to read some of the comments made by licensed agents.  It clearly shows the…

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Seattle's top short sale agents have their license revoked

Posted on September 29, 2011 at 8:30am 10 Comments

http://seattletimes.nwsource.com/html/businesstechnology/2016343864_hellickson29.html#.ToPn46qMLuU.pingfm

 

They were punished for deceptive practices and unfair advertising.  Truth be told, they probably said nothing more than what the average agent tells their sellers, things like promising move out money, confusing deficiency with tax liability, poor…

Continue

A Little Short Sale LOL I made

Posted on July 3, 2011 at 5:10pm 1 Comment

Comment Wall (7 comments)

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Join Short Sale Specialist Network

At 5:03pm on June 02, 2011, Nancy Li gave Joseph C. Alfe a gift
Gift
Thank you!!
At 6:00pm on April 25, 2010, Tish Thompson said…
Hey Joseph! Thanks for the info you shared in the DIL discussion. We're just starting to see them crop up in Northern VA. I figured the benefits were not necessarily in the sellers favor, but since none of my clients have ever been granted a DIL, I wasn't certain. Now that my understanding has been clarified, I know what to say to people who are contemplating DILs over short sales.
At 12:45am on March 20, 2010, Angela Alfe said…
That would be great, Mike. Like I said before, you should consider a partnership with us as a mitigating option for members. It would be another revenue stream for you, and a service for your members.
At 10:15pm on March 19, 2010, Mike Linkenauger said…
really appreciate the contributions from you & Angela, I know you guys mainly mitigate, but if you ever want honorary membership just LMK!!
At 5:57pm on March 1, 2010, Mike Linkenauger said…
Just wanted to let you know that the Site Badge will now show up on Facebook! We also just started a Facebook group for The Short Sale Specialist Network as well.
At 5:50pm on February 3, 2010, Joseph C. Alfe said…
Thanks!
At 5:12pm on February 3, 2010, Mike Linkenauger said…
I'm going to feature you! Thanks for your contributions to the site so far Joseph!
 
 
 

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Forum

Are FHA loans eligible for HAFA?

Started by Cinda Rose in Rants and Raves. Last reply by Larry Hollingsworth 9 hours ago. 1 Reply

What does Analysis stage mean Bank of America

Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider 12 hours ago. 9 Replies

Making sure your Realtor is on top of things

Started by Stephen Dotlich in Rants and Raves. Last reply by Satar Naghshineh 13 hours ago. 16 Replies

Bank of America changed closing date

Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal 16 hours ago. 5 Replies

Bank of America NDS Co-op on Proactive

Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer 16 hours ago. 3 Replies

Can the seller pay additional commission?

Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies

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