"Well sir/ms anon-for-a-reason, keeping it "real" does not mean rose colored glasses and ignoring the facts. All I do is short sales and the majority for the past 4 years have been on BofA. I have been bitten by a lot of their…"
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Joe Beauchamp replied to Tracy's discussion The approval letter hasn't yet been received since the verbal approval was informed nearly 1 month ago. in the group Bank of America Short SalesJoe Beauchamp replied to Teri Shaughnessy's discussion Indymac -- One West in the group Short Sale Q and A"It is the luck of the draw - whatever the guidelines are for the investor is what counts. On their side, your seller can afford to keep paying and signed an agreement to do so regardless of the fact that he "used" the money for a "bad…"
Joe Beauchamp commented on Mike Linkenauger's group Short Sale Lead Machines"I am quite familiar with this forum and used to do SEO junk for a company back in the peak. My broker has an interest in trying out your offering. Your video only played audio for me and seemed to stress this forum as on the net, which is true, but…"
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Joe Beauchamp replied to Tracy's discussion The approval letter hasn't yet been received since the verbal approval was informed nearly 1 month ago. in the group Bank of America Short Sales"Depending upon the investor and the negotiator and sometimes his management if he is an idiot, your sale can take maybe 45 days out to 6 months or more - easily. FHA is the worst at BofA - FHA with a bad negotiator, of which there seem to be an…"
Joe Beauchamp commented on Mike Linkenauger's group Bank of America Short Sales"@Sharon - I don't have a current co-op, but running into plenty of non-QC'd issues with Equator. I suspect you have system problems. You need to keep escalating until you get someone responsive and see a difference. This sort of system…"
Joe Beauchamp commented on Mike Linkenauger's group Bank of America Short Sales"@Carni - yep, me too - escalator now claimed FHLMC addendum had to be notarized (gee, not on other accounts or at WF), then team lead complained that it wasn't notarized, so I asked her to READ it - geesh. I've lost a lot of faith in BofA…"
Joe Beauchamp replied to David Lanza's discussion I didn't sign a Arms Length Transaction. Can I buy my house back?"I had several paragraphs - decided way too much.
There is no arms-length law - it is whatever you signed. It could be wording typed into the contract but usually an extra paper to the contract.
I have attached the most recent BofA and Freddie Mac…"
Joe Beauchamp commented on Joseph C. Alfe's group Short Sale Q and A"Andrew, unless you have an unusual contract that states such, no to the lender. You have a contract between the buyer and the seller - all legal obligations apply.
However, it is the listing agent's duty to present all offers to his client.
You…"
Joe Beauchamp replied to noelle viau's discussion Buyer advice/support in the group Wells Fargo Short Sales"I cannot speak to WF/HAFA combo. At BofA, it is a deadly duo of 2 poorly driven environments (again, banks lose money every time a short sale succeeds). The numbers are pretty low at BofA for HAFA, but WF could actually dedicate someone to it. My…"
Joe Beauchamp replied to noelle viau's discussion Buyer advice/support in the group Wells Fargo Short Sales"WF is ugly. HAFA is uglier - multiply those and you are living your life in dog years. The bank will ignore an upcoming $25K assessment. If you have not hammered that point to the selling agent, you should - if he hits hard enough, some facts…"
Joe Beauchamp replied to Lori Young's discussion BOA Declined file in CLOSING states buyer ineligible to purchase in the group Bank of America Short Sales"Banks never liked trusts - usually the solution is to buy it then put it in a trust or bring it out of the trust to get a refi, etc. However, in BOA's typical "I don't have to care" manner, they mishandled saying so. …"
Joe Beauchamp commented on Nick Curcio's blog post Has anyone had any trouble with BOA's New FHA system and if so is there a way around it???"FHA at BOA is the worst sloppiest most unmanaged area of BOA. Really, how does anyone justify the rule that the rep cannot send a status request (escalate) until the FHA "negotiator" has done NOTHING for at least 20 business days?…"
Joe Beauchamp commented on Mike Linkenauger's group HAFA Short Sale Program"@Rob - I was very surprised and impressed that in the evening I got an immediate and thorough reply/confirmation of my position vs. BOA / AMS negotiator. HOPE hotline - well, I think you have to hope that it is a hotline, however, if you are…"
Joe Beauchamp commented on Mike Linkenauger's group HAFA Short Sale Program"@Steven - that is for non-GSE, sort of. And then I had one where the MI demanded the info and the deal died because the seller was too bothered to submit new info."
Profile Information
- Occupation
- Negotiator
- Short Sale Transactions Completed
- 50-100
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- not much
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- Used to invest in SFH's, process short sales now.
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- September 24, 2010
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Forum
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Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer 16 hours ago. 3 Replies 0 Likes
Is There A Maximum Dollar Amount That Qualifies For A Short Sale?
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Does anyone have any short sale experience with Ocwen Bank?
Started by Varnie Jules in Network Talk. Last reply by Joseph C. Alfe on Monday. 15 Replies 0 Likes
Can the seller pay additional commission?
Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies 0 Likes
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