Joe Beauchamp
  • Male
  • Cherry Hill, NJ
  • United States
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Latest Activity

Joe Beauchamp replied to Kathy Pryor's discussion Wells Fargo SS & the over-inflated valuation
"At what point and what value is the property decided? If the bank lets vandals destroy the property while it is an REO and burn down, then sell the place for $10, is that the amount that the bank will claim they got back and the owner gets a 1099…"
Nov 19, 2013
Joe Beauchamp replied to Kathy Pryor's discussion Wells Fargo SS & the over-inflated valuation
"Bring in a state senator to discuss the matter. FNMA is political - they get bailout money and don't care about the taxpayer or the homeowner. You need to apply pressure where it is effective. They are happy to foreclose and list the property…"
Nov 18, 2013
Joe Beauchamp replied to Jeff Struchen's discussion Market Value Dispute
"This is not where I saw the requirement (just googled for this now), which banks do their best to ignore: Residential Borrowers May Receive Copy of AppraisalDecember, 1991 amendments to the federal Equal Credit Opportunity Act, known as 12 USCA…"
Nov 18, 2013
Joe Beauchamp replied to Susan Morimoto's discussion NEW FHA GUIDELINES
"Of course big banks are loaded with lawyers and wallow happily in lawsuits, so I would expect that to be a tough direction. I would complain to the OCC and your state attorney general. I doubt that the banking commission cares or the real estate…"
Nov 2, 2013
Joe Beauchamp replied to Susan Morimoto's discussion NEW FHA GUIDELINES
"I initially glanced at the guidelines in Sep, I don't recall any change in that area. My introduction to FHA years ago was with a negotiator who complained that the property was not in "show condition". She already had the pictures of…"
Nov 2, 2013
Joe Beauchamp replied to Fern Tzoucalis's discussion Wells Fargo Short Sale Nightmare in the group Wells Fargo Short Sales
"FHA is the slowest at WF and BofA. The shutdown didn't help and the 10/1 change didn't either. HUD expects to net 88% of the appraised value, so if your HUD-1 doesn't hit that, you have a problem. Also, the new rules add a BPO to the…"
Oct 31, 2013
Joe Beauchamp replied to Misty McMillan's discussion Need help with Ocwen
"If Ocwen is under OCC, put in a complaint there. Complain to the investor, if possible. If those fail, complain to the state AG. Get your state senator to chat with Ocwen. I think that the biggest thing in your favor is that they have been sitting…"
Oct 18, 2013
Joe Beauchamp replied to Tracie Norman's discussion Fannie Mae is killing me!!!
"I've recently run into this with Freddie, but persistence finally won - not easy. You'll find multiple discussions in these forums about FNMA bumping them 20% above BPO. Why? The servicer is paid monthly to "maintain" the file.…"
Oct 8, 2013
Joe Beauchamp commented on Richard Zaretsky's blog post PROTECTING TENANTS IN FORECLOSURE - AMAZING LOOPHOLE THAT ALLOWS THE RENTING OF A HOME IN FORECLOSURE
"Thanks for that - good to know. I know of someone fooling around with commercial tenants to lengthen the time it takes for a bank to foreclose or some such. I assumed that a residential tenant would have more rights since it is their…"
Oct 7, 2013
Joe Beauchamp commented on Tami Smith's blog post Collecting rent on a short sale
"Jennifer, that's funny. Let's see, the U.S. gov't is in heavy debt, so I shouldn't have to pay my taxes. I wonder how that will fly with the IRS. ;-)"
Sep 25, 2013
Joe Beauchamp commented on Tami Smith's blog post Collecting rent on a short sale
"Good, and not obvious, advice, Thom!"
Sep 25, 2013
Joe Beauchamp commented on Debbie Caruso's blog post Has anyone tried Auctioning Short Sales?
"I don't know about that site. Many agents are complaining about auction.com and NationStar forcing its use. I was just on a webinar yesterday for FNMA where they explicitly stated that if NationStar tries to force that on anyone with an FNMA…"
Sep 25, 2013
Joe Beauchamp commented on Deb McCutcheon's blog post URGENT help needed with CHASE
"It's FHA - send in an authorization and call HUD to get chase moving."
Sep 25, 2013
Joe Beauchamp updated their profile
Sep 11, 2013
Joe Beauchamp replied to Teri Felts's discussion latest with Nationstar and auction .com
"I have avoided auction.com, however, people have complained that money goes to auction.com and buyers with higher offers have been bypassed for auction.com lower offers. Maybe it is perfectly legal for a servicer to ask a seller to stand on one foot…"
Sep 5, 2013
Joe Beauchamp replied to Teri Felts's discussion latest with Nationstar and auction .com
""Funny." I had one FHA service released to NStar, twit from HUD said they can do anything, new appraisal, whatever they want. A couple of days later, w/o my calling, got another call from HUD. Apparently, this time from someone with a…"
Sep 5, 2013

Profile Information

Occupation
Negotiator
Website
http://preferredservicinggroup.com
Short Sale Transactions Completed
50-100
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
not much
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Used to invest in SFH's, process short sales now.
Put in todays date! This is to help stop spammers!
September 24, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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