Does PNC participate HAFA ?
Does PNC participate HAFA ? If yes, is the commission still at 6% ? I know they only give 4% if you double ended if the transaction is traditional shortsale? Pls help. ThanksSee More
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Discover is tough. Anybody can help ?
Started this discussion. Last reply by Nazario Trujillo Apr 13. 6 Replies 0 Likes
I have shortsale with a judgment from Discover of 9,800. We offer 3K but they want a full amount or no deal. Anybody has suggestion , pls help. ThanksContinue
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HENRY TRAN joined Toby Boyce's groupPNC/National City
Insight into those that are doing short sales with PNC or the former National City Mortgage.
HENRY TRAN replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing"Roberta, I have nothing to say than totally agree with you. I actually have done it in the last 3 years."
HENRY TRAN replied to Mike Linkenauger's discussion Our Association requires ALL offers be submitted to lenders"Mike. This is what I would suggested to your Board:
" IF directed in writing by SELLER's encumbrance holder(s), SELLER has an obligation to present to encumbrance holder(s) any accepted back-up offers or any subsequent better offers.…"
HENRY TRAN replied to Mike Linkenauger's discussion Our Association requires ALL offers be submitted to lenders"It is ridiculous. I personally think a real esate agent is hired by the seller and only does whatever instructed by the principal in the scope of service defined in the listing agreement and legal. Association of Realtors is purely a…"
HENRY TRAN replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing"I am with you Marcilina. Many of my buyers have been paying sellers' closing costs not paid by sellers' lien holders even judgment, 2nd lien holders, HOA deliquent, seller's Title insurance etc provided they…"
HENRY TRAN replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing"Charging Buyers a fee for shortsale processing may be an issue in many states. I believe in California DRE is against it and working on this matter but don't know if they come out any regulations. I don't think buyers should be…"
Nazario Trujillo replied to HENRY TRAN's discussion Discover is tough. Anybody can help ?"Is it legal for a credit card company to put a lien on your property for the amount you owe them????... I have never heard of something like this before!!!"
HENRY TRAN replied to HENRY TRAN's discussion Discover is tough. Anybody can help ?"Thanks Don. I did offer them 3K for partial ( of debt) release just for us to sell this property and borrower is still on the hook for balance but they are firm: full amount or no deal. They know they get nothing when the…"
Fred Shocklie replied to HENRY TRAN's discussion Discover is tough. Anybody can help ?"The seller may have to pay this or file bankruptcy in order to get the short sale done. A bankruptcy filing will extend the short sale about 30 days but once the Trustee abandons the property, you should be able to get the sale done. The lender may…"
Roberta Hutchings replied to HENRY TRAN's discussion Discover is tough. Anybody can help ?"In my experience the title company will not close unless there is a full release of the judgement."
Don Dogan replied to HENRY TRAN's discussion Discover is tough. Anybody can help ?"You could offer them the $3k to get a partial release of the judgment in order to get the property sold. Your client would still be on the hook for the balance of the judgment. Check with your title company first to make sure it is…"
Roberta Hutchings replied to HENRY TRAN's discussion Discover is tough. Anybody can help ?"Judgements are a tough one. If the seller had filed bankruptcy, been discharged, and this hadn't been released, you could file legally for the release. If not though, they probably are rightfully sticking to their guns on the payoff.
Have you…"
HENRY TRAN posted a discussionDiscover is tough. Anybody can help ?
I have shortsale with a judgment from Discover of 9,800. We offer 3K but they want a full amount or no deal. Anybody has suggestion , pls help. ThanksSee More
HENRY TRAN commented on Mike Linkenauger's group Bank of America Short Sales"My file has been with AMO (previously UTLS) for few months. Negotiator sent me final worksheet and I approved. 25 days since then nothing happens. I contact AMO & they gave me new negotiator's and his supervisor contact. I called and…"
HENRY TRAN posted a status"I want to refer a shortsale listing in Bonny Lake , WA 98391.Pls contact me at : henrytran96@yahoo.com for referral. Tks"
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