Ernie Dill
  • Male
  • Fredericksburg, VA
  • United States
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Ernie Dill's Discussions

Freddy Mac has Chase close file on investment townhouse because sellers are current on personal residences. Ideas?

Started this discussion. Last reply by Joseph C. Alfe Sep 17, 2011. 3 Replies

Hello Everyone, Two Brothers (1 of whom is an agent) jointly own a townhome which they have rented out for several years.  They've had tenant problems with late pay, no pay, trashing the place, etc. …Continue

Tags: Mac, Freddy

 

Ernie Dill's Page

Latest Activity

Ernie Dill replied to Misty McMillan's discussion Need help with Ocwen
Nov 19, 2013
Ben Benita and Ernie Dill are now friends
Jul 27, 2013
Ernie Dill commented on Vanessa Calhoun's blog post Strategic default.....sounds good until your character is questioned....
"Hi Vanessa -  A certain percentage of short sales ARE strategic defaults.  The short sale is the chosen route for effecting the strategic default.  Wikipedia defines Strategic Default thusly: "A strategic default is the decision…"
Apr 26, 2013
Ernie Dill replied to Todd Heilesen's discussion Fannie Mae Valuations
"Within last calendar quarter...  "
Apr 22, 2013
Ernie Dill replied to Todd Heilesen's discussion Fannie Mae Valuations
"We had one of those on a FNMA one.  Seller filed Bk. Ug!"
Apr 18, 2013
Ernie Dill replied to Todd Heilesen's discussion Fannie Mae Valuations
"Hello Todd - We just had a Freddie value dispute for second time.  Original sale 6 months ago, $247,500.  Counter $269,000.  Disputed with buyer appraisal at $245k.  Lost.  Lost buyer.  Re-listed at $269k.  Got…"
Apr 18, 2013
Ernie Dill replied to Wendy Martin's discussion URGENT- need help with battling Fannie's inflated value
"Update to previous post:  Seller has deided to declare bankruptcy.  And I absolutely do not blame her.  So after all this, FNMA doesn't even get to foreclose for at least the next several months to maybe a couple of years. …"
Mar 2, 2013
Ernie Dill replied to Wendy Martin's discussion URGENT- need help with battling Fannie's inflated value
"Hello Everyone - Short Sale in Aquia Harbor, Stafford, VA - 30 miles south of D.C. Beltway.  Old, raised rambler, no basement, no upgrades, but overall good shape.  Home next door sold in November 2012 at $165k, same house.  Original…"
Feb 28, 2013
Ernie Dill and Mike Linkenauger are now friends
Jan 2, 2013
Ernie Dill commented on Sandra Elaine Kilgore's blog post Dealings with State Employee Credit Unions
"Credit Unions of any stripe are unlikely to waive a deficiency if seller is employed, or employable, and in good health, unless they do not own the note having sold it off.  Unlike the too big to fail lenders, they did decent underwriting, and…"
Dec 17, 2012
Ernie Dill replied to Joseph C. Alfe's discussion No extension for Mortgage Debt Relief Act. Now what?
"Read Joe's article.  He DOES discuss the use of capital losses.  And capital losses and capital gains ARE related in terms of tax treatment for individuals. "
Dec 3, 2012
Ernie Dill replied to Joseph C. Alfe's discussion No extension for Mortgage Debt Relief Act. Now what?
"Hey Joe - I read your article and it's a good read.  Quick comment:  The capital loss may be limited depending on seller's structure.  If they have a real estate business, i.e. a corporation, LLC or several of these, they…"
Dec 3, 2012
Ernie Dill replied to Keith Paulsen's discussion Can an agent purchasing a short sale property get paid a commission?
"Mebbe be lookin' for another Broker?  (;->>"
Nov 22, 2012
Ernie Dill replied to Keith Paulsen's discussion Can an agent purchasing a short sale property get paid a commission?
"Agreed and well put.  And again, you need only represent your agent purchasing for his or her own account, nominally.  They handle the transaction entirely.  As far as the entity, where the agent is representing her own entity, the…"
Nov 21, 2012
Ernie Dill replied to Keith Paulsen's discussion Can an agent purchasing a short sale property get paid a commission?
"Have NEVER had them not play.  They PAY the commission if you have another agent represent you, have your Broker represent you, or form an entity and represent the entity.  Representation can be nominal, in name only.  You have the…"
Nov 21, 2012
Ernie Dill replied to Keith Paulsen's discussion Can an agent purchasing a short sale property get paid a commission?
"I've never put a referral fee to another agent on the HUD.  Real Estate commissions are not split typically until wire hits broker's account.  When an agent from another area refers a buyer moving to your locale, surely you do…"
Nov 21, 2012

Profile Information

Occupation
Realtor, Negotiator, Investor
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Fredericksburg (City) VA, Spotsylvania County, VA, Stafford County, VA, King George County, VA, Orange County, VA, Caroline County, VA.
Website
http://www.FBShortSales.com
Short Sale Designations and/or Special Training
CDPE (Certified Distressed Property Expert), CSP (Certified Short Sale Professional), Harris University Training (Of Some Kind), HRC (Home Retention Consultant)
Short Sale Transactions Completed
50-100
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
None
About Me/Profile of yourself: - Please add your Brokerage Company name also!
Are you behind on your mortgage payments?

Upside down on home equity?

It doesn’t matter how far behind on your mortgage payments you are, or if you have two mortgages.

Job loss? Divorce? Medical concerns? Relocating out of state?

If you owe more than your home is worth, or can’t afford to continue making your mortgage payments, we can get you out of your home, and you pay NO COMMISSIONS, FEES or CLOSING COSTS

We can help!

Our team at Fredericksburg Short Sales will help you do a short sale of your home or investment property, avoid foreclosure, and assist you to begin to reduce indebtedness and the stress that comes from being over-leveraged while owning a depreciating asset. We specialize in helping distressed homeowners get out of the trap, begin to restructure and enable themselves to move on with their lives.

Our AWARD WINNING team includes the best short sale Realtors, negotiators, and settlement agents in the Fredericksburg, Spotsylvania, Stafford Area, with extensive experience in the complex local real estate market.

Our team partners with Real Estate Attorneys and property management companies.
Our investor relationships allow us to submit an offer to your bank RIGHT AWAY, which may be necessary to STOP imminent foreclosure.
All Realtor fees, commissions, and closing costs are paid for you. You can sell your home at no cost. Exceptions are personal judgments and liens, which we may be able to reduce, or your buyer may partially pay. Your lender will not pay them.
We provide real estate listing, selling, buying, and closing services as a bundled product, simplifying the short sale process.
Fredericksburg Short Sales is not a "foreclosure rescue" company that charges up-front fees or retainers. There are no charges or fees for selling homeowners, and our team is comprised of veteran Realtors, negotiators, and management.

Buying a home? We have Buyer Agents who will take the time to listen and understand your needs and desires. Once we know what you want, we will work tirelessly to find the right home for you. Obviously, as short sale experts, we know where the best deals are available in many cases! And, yes, you CAN purchase another home immediately after completing your short sale in some cases. You can probably buy a better home than the one you live in for half the price you paid. (Minimum FICO 640, no missed payments in trailing 12 months, 3.5% down - and that can be a gift.)
Selling your home? Our expertise in the Fredericksburg, Spotsylvania, Stafford, and King George real estate markets will help ensure that you get the best price for your property in the event that you are a standard seller with equity. If you are serious about selling, recognize that real estate is now a commodity however nice it may be, and are willing to sell at true current market value, our finely-tuned marketing program will make sure the right people see your home and that it sells quickly. We will not do a "Dog and Pony Show" to get your listing, overprice it, and have your property languish on the market.

We're available for personal service by phone or email, so feel free to contact me with questions any time!

Sincerely,
Ernie Dill
Re/Max Bravo
10401 Courthouse Road
Spotsylvania, VA 22553
Put in todays date! This is to help stop spammers!
July 10, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I agree

Ernie Dill's Blog

Greetings Mary Kilcullen!

Posted on November 10, 2010 at 9:59am 1 Comment

Hi there and welcome. I wish you the very best in your nrw position!

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