Ellen Muzzio
  • Female
  • San Ramon, CA
  • United States
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Ellen Muzzio's Friends

  • Michael D. James
  • Kevin - Greenville, SC
  • Wendy Martin
  • Phyllis JC Anderson, GRI
  • Regina P. Brown
  • Rishi Bakshi
  • Angela Smiley
  • Joe Robaina

Ellen Muzzio's Page

Latest Activity

Ellen Muzzio commented on Mike Linkenauger's group IndyMac Onewest Short Sales
"The title report doesn't show lien balances, just the amount of the original lien so this won't suffice as a "payoff" quote for the lender."
Oct 3, 2012
Ellen Muzzio replied to Steven Pawera's discussion BAC Pre-approved Price Short Sale in the group Bank of America Short Sales
"We don't really care for this "pre-approval program" with BofA.  Yes, there is an incentive to the homeowner but we feel there are many downsides.  1.  THEY pick your list price and it takes them awhile to do that so…"
May 29, 2012
Ellen Muzzio and Wendy Martin are now friends
Mar 30, 2012
Ellen Muzzio replied to Chris Colgan's discussion America's Servicing Company?? in the group Wells Fargo Short Sales
"I believe they are a servicing company for Wells but the loan would be under ASC, not Wells.  If the mortgage statement says "Wells"  you don't deal with ASC.  They charge 1% on all short sales (max of $5,000) so make…"
Jun 21, 2011
Ellen Muzzio replied to SHANNON McGREGOR ~ CSSG, HRC's discussion How long are Chase Short Sales taking right now? in the group Chase Short Sales
"My experience is more like Sheryl's.  We have a short sale right now and the file was assigned to a negotiator a month ago.  When several voice mails to her went unanswered (straight to voice mail) I called the Executive Office. …"
May 28, 2011
Ellen Muzzio commented on Mike Linkenauger's group Bank of America Short Sales
"It sounds like everyone is having the same problem we're having.....files that are supposed to be untagged from HAFA still not going anywhere because they are still showing in HAFA, lost documents, files shut down for no apparent reason…"
May 28, 2011
Ellen Muzzio replied to Brooke Cangro-DiRoma's discussion Problems with any response from AHMSI on short sale in the group AHMSI Short Sales
"Just have 877.304.3100 as the phone number.  They are slow but we've always gotten a response, although it's been awhile since we had one with them.  I hope you built in an extra 1% to give to them-they always want 1% of the…"
Mar 17, 2011
Ellen Muzzio replied to Kim Hanson's discussion HELP- Wells Fargo Home Equity- Recovery Department
"How much was the prom note for?  Once the original "note" goes away in lieu of a prom note, that note is unsecured and can be on the table at any time for re-negotiation."
Jan 24, 2011
Ellen Muzzio replied to Joshua Jarvis's discussion Hiring a negotiator?!
"Someone who is organized and can learn your system (assuming you have one) would be key. In CA you have to be a licensed agent in order to talk with the lender so a licensed agent struggling in this market would be a good candidate. Knowledge of…"
Jan 16, 2011
Ellen Muzzio replied to Kim Hanson's discussion HELP- Wells Fargo Home Equity- Recovery Department
"Not sure exactly what your question is.  How did you close without approval from the 2nd?"
Jan 16, 2011
Ellen Muzzio replied to Mike Urbinato's discussion 1st lien holder approved 6%...2nd lien is insisting on reduction to 5% to approve
"The 2nd commonly cuts commissions to 5%.  We even had a Wells Fargo HELOC department recently tell us they wanted us to go down to 4% and we said "No way.  We've closed hundreds of WF/WF short sales and have never had to go lower…"
Jan 16, 2011
Ellen Muzzio is now friends with Kevin - Greenville, SC, Phyllis JC Anderson, GRI and Michael D. James
Jan 16, 2011
Ellen Muzzio replied to Jessica Sulliman's discussion AZ Trustee Sale date is 10 days away and we JUST got the listing! in the group Bank of America Short Sales
"Getting a Trustee Sale postponed with a Fannie or Freddie loan is actually tougher than if it weren't, especially if you don't have an offer yet.  We just got one postponed in CA a week before the sale because we were able to fax them…"
Jan 16, 2011
Ellen Muzzio replied to Wendy Lockhart's discussion AHMSI charging negotiating fees to the buyer? in the group AHMSI
"Yes.  Whenever you get an AHMSI transaction, be prepared for them to take 1% (up to $5,000) as a fee.  This can come from any source-we usually negotiate up front for the buyer to pay it since we know we will ALWAYS see this fee with AHMSI."
Jan 11, 2011
Ellen Muzzio commented on Toby Boyce's group PNC/National City
"Our experience is that PNC will take one amount to allow the short sale and keep deficiency rights and a much higher amount to release the lien.  If they ever just give you one number, ask them what the 2nd number is.  We have PNC on a…"
Dec 10, 2010
Ellen Muzzio replied to Clay Kime's discussion Little Bitty Epiphany in the group SunTrust
"I love the way you think. Hilarious. If only........"
Oct 3, 2010

Profile Information

Realtor, Other
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Livermore, Pleasanton, Dublin, San Ramon, Danville, Alamo, Blackhawk, Diablo, Moraga, Lafayette, Orinda and Walnut Creek in Northern California/East Bay area
http://www.shortsalespecialists.org (still under construction)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
About Me/Profile of yourself: - Please add your Brokerage Company name also!
We specialize in short sales. We handle our own short sale listings as well as helping realtors negotiate the short sale process so they can concentrate on the business of real estate. We work on transactions all over the state of California.
Put in todays date! This is to help stop spammers!
May 20, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!

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