Edwin Baloloy
  • Placentia, CA
  • United States

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Edwin Baloloy's Discussions

Bank of America declines short sale for MISSING A MIDDLE INITIAL on one document!

Started this discussion. Last reply by Edwin Baloloy Sep 25, 2012. 50 Replies

I remember the when the QC folks in India would get "decline trigger happy" a few months back.Now, some of the negotiators in-house are taking it to another level.After neededing an escalation to…Continue

What?? According to WELLS FARGO, they can't have a JUNIOR LIEN on an FHA short sale????

Started this discussion. Last reply by Edwin Baloloy Jul 26, 2012. 12 Replies

Just had my short sale denied on a Wells Fargo serviced short sale. The homeowner, who is just trying to do the "right thing" and settle, seems to have just been lumped with the homeowners playing…Continue

How to avoid seller's belongings being left behind in the property?

Started this discussion. Last reply by L. Marvin Bultena Jul 25, 2012. 2 Replies

I'd appreciate some input on this: having a seller's belongings left in a property after closing is a common issue in a short sale. Contracturally, a buyer doesn't too many options outside of…Continue

Did recent changes in Bank of America's Equator system affect your file?

Started this discussion. Last reply by Edwin Baloloy Jul 19, 2012. 7 Replies

According to a sources "behind the walls" at Bank of America:1. FHA & VA short sales will finally be handled in Equator2. No more QC from India & overseas3. QC responsibility has fallen on…Continue

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Profile Information

Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Orange County: Anaheim, Anahiem Hills, Brea, Buena Park, Cypress, Fullerton, Garden Grove, Orange, Placentia, Yorba Linda LA County: Diamond Bar, Cerritos, La Mirada, Whittier
Short Sale Designations and/or Special Training
CSP (Certified Short Sale Professional)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
Put in todays date! This is to help stop spammers!
May 3, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!

Edwin Baloloy's Blog

When should you just let the bank Foreclose rather than Short Sale your home in Orange County, CA?

Posted on September 4, 2012 at 1:51pm 0 Comments

If you’ve found this blog just by searching on the internet, there’s a good chance you’ve read the advantages a Short Sale can have over simply “walking” from the property and letting your lender foreclose.

In case you haven’t heard the reasons, let’s list some of them:

1. No Deficiency – if you have a “recourse” loan in California, you can be subject to further collections and a deficiency judgment after foreclosure. On the other hand,…


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