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Is Short Sale better than Foreclosure? What's your thoughts?
Started this discussion. Last reply by John A. Zentmyer Dec 17, 2010. 3 Replies 0 Likes
Although the bank will lose money in a short sale, the foreclosure process usually is a much bigger cost & loss for the bank. With a foreclosure, the bank becomes the owner of the property and…Continue
Tags: Sell, Foreclosure, Short-Sale, Help, Distressed
Association fines and liens and outstandings
Started this discussion. Last reply by Sara Garabedian DRE# 00931842 Sep 4, 2010. 5 Replies 0 Likes
When is the government going to address the problem with the home owner associations who are hitting the properties with astronomical fines and fees and liens, causing it harder to get a short sale…Continue
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John A. Zentmyer replied to Debra Pizzolato's discussion Is Short Sale better than Foreclosure? What's your thoughts?"
Deb,
Always try to go short sale vs. foreclosure. Unless the sellers total debt needs to be addressed. Then a attorney can determine if bankruptcy is…"
Wendy Martin replied to Debra Pizzolato's discussion Is Short Sale better than Foreclosure? What's your thoughts?"Yup lots of banks foreclose b/c their recovery is better than the proposed short sale. We have one with B of A right now sitting in review while they scope out if they'll make out better with MI than the short. All kinds of ways to…"
Joseph C. Alfe replied to Debra Pizzolato's discussion Is Short Sale better than Foreclosure? What's your thoughts?"Not necessarily to the banks it's not. Sometimes it to their advantage to foreclose. Sometimes it's not up to the bank, but rather their investor."
Debra Pizzolato posted a discussionIs Short Sale better then Foreclosure? What's your thoughts?
Although the bank will lose money in a short sale, the foreclosure process usually is a much bigger cost & loss for the bank. With a foreclosure, the bank becomes the owner of the property and has to go through a long process and the bank usually ends up selling for even less. Especially in a difficult market, like the one we are currently in. A Short Sale is better for neighborhood stability. Neighborhoods are much more stable when someone is living in the home. Foreclosure signs in the…See More
Debra Pizzolato commented on MARK DENNY's group Keller Williams Realty"Southern Nevada Short Sale Help Now
Real Estate Help - Performance Not Just Promises
I have negotiated money back to the sellers for moving costs at the close of escrow with a Wachovia loan. It was $5,000! Has anyone had luck…"
Debra Pizzolato joined MARK DENNY's group
Keller Williams Realty
Keller Williams Agents sharing their short sale successes and their bank failures.
Sara Garabedian DRE# 00931842 replied to Debra Pizzolato's discussion Association fines and liens and outstandings"i have been successful neogtiatiing payoffs w/the last few associations in which i had condo short sales. in 2 cases, our dues were deliquent more than 6 months and had been sent to collections w/penalties and late fees. i negotiated w/both the…"
Mike Linkenauger replied to Debra Pizzolato's discussion Association fines and liens and outstandings"ALWAYS Pad the HUD!
We'll at least double what the dues could potentially be. It is always better safe than sorry."
Joseph C. Alfe replied to Debra Pizzolato's discussion Association fines and liens and outstandings"Also, call the HOA, advise them that you are the agent and that your listing is a short sale. Assure them that they will get their money when the deal closes, but that if they do not cooperate, they could jeopardize the sale and end up with nothing."
Steven T Cook replied to Debra Pizzolato's discussion Association fines and liens and outstandings"Having worked with an HOA - trying to keep the Board happy without offending the owners too much - you really need to ask what payment is due, and how much is the monthly assessment. That way you can determine how much to add on, depending on how…"
Joseph C. Alfe replied to Debra Pizzolato's discussion Association fines and liens and outstandings"when you get the preliminary amount owed from the association, triple it on your HUD to the lender"
Debra Pizzolato posted a discussionAssociation fines and liens and outstandings
When is the government going to address the problem with the home owner associations who are hitting the properties with astronomical fines and fees and liens, causing it harder to get a short sale closed. I think it is bs that when I call to find out the HOW outstandings they tell me that will be $90! Then by the time the sale is negotiated and goes to close, we have to ask again and pay another $90 fee. Or it goes to a lien at some point and then the lawyers tack on $$$$ causing more…See More
Debra Pizzolato joined Carlos Aguilar's group
Las Vegas Short sale news group
Addressing our local issues relating to segment of short sales and foreclosures.
Profile Information
- Occupation
- Realtor
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Las Vegas, Nevada, Henderson, Silverado, Southern Highlands, Green Valley, Green Valley Ranch, Seven Hills, Anthem, USA, Rodes Ranch, Mt. Edge
- Website
- http://TheVegasHomeSearch.com
- Short Sale Transactions Completed
- 10-25
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- none
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- I am a seasoned and aggressive agent, knowledgable in Short Sales, 1031 Exchange, Buyer and Seller representation. Let me help you with your real estate needs. You might be wondering, “How is the market”? Well, Experience shows it all depends on where you live!
If you, or someone you know, are curious about the real estate market, I would love to do some research, & email you the real & current information on what homes are for sale now, what homes have sold recently, & how long those homes are taken to sell in a particular neighbor. So, you can feel secure in the knowledge that you have the most accurate information. This timely information will tell you how your market is right now! If I can help you or someone you know with their real estate needs, please contact me. Be assured that I offer a high level of commitment, confidentiality and service!
u
- Put in todays date! This is to help stop spammers!
- August 30, 2010
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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Comment Wall (1 comment)
- At 9:21pm on May 7, 2010, Mike Linkenauger said…
- Welcome to the site Debra! Look forward to your participation and continued contributions!
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