Clara Ling
  • Bellevue, WA
  • United States
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Latest Activity

Ben Benita replied to Clara Ling's discussion PNC (1st lien) will not pay more than $3k to BoA HELOC (2nd lien). And BoA will not approve less than 20%. Help! in the group Bank of America Short Sales
"  As teh risk of being a smart _______, what is the job title of the persons you are dealing when you call in?   ANSWER - "Negotiators"   by definition, they get paid to negotiate" and get as much money as possible for…"
Jan 15
Joe Beauchamp replied to Clara Ling's discussion PNC (1st lien) will not pay more than $3k to BoA HELOC (2nd lien). And BoA will not approve less than 20%. Help! in the group Bank of America Short Sales
"The servicer (PNC) goes by the investor's guidelines. FNMA is 6% max to 2nd, for instance.  Most of these people are "negotiatoing".  THey are interested in either bringing in a lot of cash or getting the file off of their…"
Jan 15
Clara Ling replied to Clara Ling's discussion PNC (1st lien) will not pay more than $3k to BoA HELOC (2nd lien). And BoA will not approve less than 20%. Help! in the group Bank of America Short Sales
"The house is scheduled for a foreclosure auction on Feb 3. The 1st lender (PNC Mortage) said I must have an entire short sale package (including a executed P&S) by Jan 19, 2012 in order to stop the auction. I don't think I have enough time."
Jan 13
Sharon Molnar replied to Clara Ling's discussion PNC (1st lien) will not pay more than $3k to BoA HELOC (2nd lien). And BoA will not approve less than 20%. Help! in the group Bank of America Short Sales
"Hi Clara,   I don't think you've really given us enough information to help. I am wondering why you only have until 1/20/12 to get a buyer and submit all paperwork. What are the details? Details, Details. It all boils down to details."
Jan 13
Joseph C. Alfe replied to Clara Ling's discussion PNC (1st lien) will not pay more than $3k to BoA HELOC (2nd lien). And BoA will not approve less than 20%. Help! in the group Bank of America Short Sales
"Do not assume that BOA HELOC needs 20%.  In case, prepare the buyers to possibly bring extra cash to close to buy out second."
Jan 12
Clara Ling added a discussion to the group Bank of America Short Sales
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PNC (1st lien) will not pay more than $3k to BoA HELOC (2nd lien). And BoA will not approve less than 20%. Help!

I just got a short sale listing. It looks to me that my chance of success is very low. PNC (1st lien) said they will not pay more than $3K to a 2nd. The 2nd is BoA HELOC. From everything I read, BoA HELOC will not approve with anything less than 20% of the loan amt. At 20%, it means that the homeowner has to pay $30K out of pocket. The homeowner does not have that kind of money, and I only have until next Friday (Jan 20) to find a buyer and submit all the paper work. Should I even try?Does…See More
Jan 12
Clara Ling commented on Mike Linkenauger's group Bank of America Short Sales
"I just got a short sale listing. It looks to me that my chance of success is very low. PNC (1st lien) said they will not pay more than $3K to a 2nd. The 2nd is BoA HELOC. From everything I read, BoA HELOC will not approve with anything less than 20%…"
Jan 12
Clara Ling joined Toby Boyce's group
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PNC/National City

Insight into those that are doing short sales with PNC or the former National City Mortgage.
Jan 12
Clara Ling joined Mike Linkenauger's group
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Bank of America Short Sales

A place to discuss Bank of America short sale programs and share information and help to get mortgage short sales approved.
Jan 11
Clara Ling is now a member of Short Sale Specialist Network
Jan 11

Profile Information

Occupation
Real Estate Broker
Short Sale Designations and/or Special Training
CSSG (Certified Short Sale Guide), SFR (Short Sales and Foreclosures Resource), CDPE (Certified Distressed Property Expert)
Short Sale Transactions Completed
0-5
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
No
Put in todays date! This is to help stop spammers!
January 11, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
Clara Ling

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Forum

What does Analysis stage mean Bank of America

Started by Craig Schneider in Rants and Raves. Last reply by Craig Schneider 2 hours ago. 9 Replies

Making sure your Realtor is on top of things

Started by Stephen Dotlich in Rants and Raves. Last reply by Satar Naghshineh 2 hours ago. 16 Replies

Bank of America changed closing date

Started by Kevin Hayes in General Discussion. Last reply by Dawn Marie Richeal 5 hours ago. 5 Replies

Bank of America NDS Co-op on Proactive

Started by Olesya Drozdova in Question and Answer. Last reply by Jack Dudenhoeffer 6 hours ago. 3 Replies

Can the seller pay additional commission?

Started by Jose Hernandez in Question and Answer. Last reply by Satar Naghshineh on Sunday. 63 Replies

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