Chuck Wartman
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  • Colorado Springs, CO
  • United States
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Started this discussion. Last reply by Joseph C. Alfe Jan 24, 2013. 2 Replies

Can anyone give me a good explanation that I can pass along as to the benefit of the service member signing this waiver? I sure cant get a good one from Wells FargoThe form is attached.ThanksContinue

Tags: members, rights, service, of, Fargo

FHA Appraisal stuck too high FHA pre - foreclosure program

Started this discussion. Last reply by Steven Pawera Nov 8, 2012. 6 Replies

Has anyone been able to get around this "only one appraisal" for the FHA pre-foreclosure program?I have a listing 40k over priced and the negotiator says the new guidelines from hud are only 1…Continue

Tags: sale, short, FHA

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Profile Information

Realtor, Real Estate Broker
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
Colorado Springs, Fountain, Security, Widefield, Peyton, Falcon, Woodland Park, Manitou, Black Forest, Meridian Ranch, El Paso, Colorado
Short Sale Designations and/or Special Training
SFR (Short Sales and Foreclosures Resource), CDPE (Certified Distressed Property Expert), Equator Certified, HRC (Home Retention Consultant)
Short Sale Transactions Completed
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
About Me/Profile of yourself: - Please add your Brokerage Company name also!
I help people in what is sometimes the toughest times of their lives. I help them get out from under the possibility of Foreclosure and/or an unmanageable mortgage. I take this responsibility very seriously! If you or someone you know is having trouble making the monthly payments - have them give me a call. I am always happy to talk and answer their questions.

Please call me for any Real Estate needs you may have. I look forward to meeting and working with you in the near future. Best regards, Chuck Wartman 719.231.5525
Put in todays date! This is to help stop spammers!
June 27, 2012
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
Chuck Wartman

Colorado Springs Short Sale Specialist

Short Sale Specialist in Colorado Springs

What is a real estate short sale in Colorado Springs?

A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

What does it take to qualify for a Colorado Springs Short sale?

Short Sale Specialist Realtor in Colorado SpringsWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Colorado Springs short sale. 

  1. Negative Equity - The proceeds from the sale of the property, after all closing costs
    are paid, are less than the amount currently owed on the property,
  2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
  3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

Is it possible for me to get money back for completing a short sale?

Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

Who will pay the Colorado Springs short sale Realtors® commission?

In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Colorado Springs short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

How Can a Colorado Springs short sale specialist help me?

As a Colorado Springs short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.


Chuck Wartman

~ Your Colorado Springs Short Sale Specialist Realtor® ~

RE/MAX Properties

PHONE: 719-231-5525

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