Angela Alfe
  • Female
  • United States
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Angela Alfe's Discussions

BANA's new TPA

Started this discussion. Last reply by Smitty Apr 12, 2012. 3 Replies

For those of you who think that the BANA's (Bank of America, N.A.) new Third Party Authorization is harmless and "business as usual", should really read this article.Are you really willing to take on…Continue

Did you guys see the new BofA Realtor Addenda?

Started this discussion. Last reply by Sharon Molnar May 17, 2011. 15 Replies

Here's the first line item in this form:Brokers’ hereby acknowledged and agree that Bank of America is not the property seller, but only the mortgage lien holder (s) or alternatively Servicer acting…Continue

Been gone for a while...

Started this discussion. Last reply by John Taylor MBA,CSP,HRC Feb 27, 2011. 4 Replies

But, I'm back.  I just had my twin girls 4 1/2 weeks ago. Looks like I missed a lot!!  Trying to catch up now. Hope all is going well with everyone!!  :DContinue

FNMA is ticking me off!!!

Started this discussion. Last reply by Antonette Solano CSSG, SFR Jun 18, 2010. 8 Replies

"Not negotiable" on their valuations?  WTH?  I know that it's possible to change their minds, but what a drawn out, PITA!!!!Just venting...so aggravated!Continue

 

Angela Alfe's Page

Latest Activity

Angie Freeman joined Angela Alfe's group
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MetLife Home Loans

Group to discuss short sales with Metlife Home Loans. MetLife short sale package, information and help.See More
Mar 4, 2013
Profile IconOle Aamodt and Kelly Gebler joined Angela Alfe's group
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MetLife Home Loans

Group to discuss short sales with Metlife Home Loans. MetLife short sale package, information and help.See More
Feb 26, 2013
L. Marvin Bultena commented on Angela Alfe's group MetLife Home Loans
"MetLife has hired a 3rd party service to assist them with short sales.  I don't know if that means they are not selling their loans to Chase or just what.  Anyway, here is the contract information for the 3rd party that I have been…"
Jan 30, 2013
Jason Allen Gardner commented on Angela Alfe's group MetLife Home Loans
"Hello Everyone, I am just beginning a Short Sale with MetLife, and I wanted to correct the fax numbers for ending SS packages. Fax No. 1 - 1-214-441-6180 Fax No. 2 - 1-214-441-6190 MetLife is transferring ALL loans to Chase on March 1, 2013. If your…"
Jan 29, 2013
Jason Allen Gardner joined Angela Alfe's group
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MetLife Home Loans

Group to discuss short sales with Metlife Home Loans. MetLife short sale package, information and help.See More
Jan 29, 2013
Lisa McCauley joined Angela Alfe's group
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MetLife Home Loans

Group to discuss short sales with Metlife Home Loans. MetLife short sale package, information and help.See More
Sep 12, 2012
Cheryl Worthington joined Angela Alfe's group
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MetLife Home Loans

Group to discuss short sales with Metlife Home Loans. MetLife short sale package, information and help.See More
Jul 31, 2012
Angela Alfe replied to Mariah Taylor's discussion Buying a BofA SS, lender approved offer, but not sure what to do about home inspection items that were found and need to be repaired in the group Bank of America Short Sales
"You are dealing with an agent who is very well versed in short sales.  She's absolutely right.  My question is why did you wait until after approval to have an inspection done?  This should have been done before the contract was…"
Jun 23, 2012
Angela Alfe replied to Mark Senior Jr's discussion Short Sale Home Buyer BOFA Question in the group Bank of America Short Sales
"Actually, it sounds to me that Bank of America is the 1st and there is a different 2nd lien.  Sounds like Bank of America didn't provide a payoff amount for the 2nd, hence them going back to get that added.I hope you are a cash buyer…"
Jun 22, 2012
Angela Alfe replied to Mike Linkenauger's discussion Sellers Must Present ALL Short Sale Offers to their Lender!
"What everyone is not understanding is that as an agent or attorney, our sole duty is to the seller, not the bank. If a particular offer promises a better outcome for the seller, you are under no obligation to get a higher offer or disclose such an…"
Jun 13, 2012
Angela Alfe replied to Kurt Grogan's discussion Issues with Title and Short Sale - Help!!! in the group Chase Short Sales
"Also, a foreclosed property is an REO, not a short sale. Freddie is now the owner."
Jun 13, 2012
Angela Alfe replied to Kurt Grogan's discussion Issues with Title and Short Sale - Help!!! in the group Chase Short Sales
"Honestly? I think your best bet is to find a new property. If the foreclosure was not done properly, then they will have to start over from the beginning...and that will take a lot of time.  It's already been 7 months...do you want to…"
Jun 12, 2012
Angela Alfe replied to Craig Schneider's discussion What does Analysis stage mean Bank of America
"Analysis is usually when they gather the valuation, etc. and review it to see if they will accept or counter the offer.  This stage can vary in time frames depending on who the investor is and if there is MI on the file.As for why it took so…"
May 31, 2012
Olesya Drozdova joined Angela Alfe's group
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MetLife Home Loans

Group to discuss short sales with Metlife Home Loans. MetLife short sale package, information and help.See More
May 8, 2012
Angela Alfe replied to noelle viau's discussion Buyer advice/support in the group Wells Fargo Short Sales
"5 months is actually not that crazy.  There is so much talk, these days, about getting approvals in 20-30 days...and while it happens, it is certainly not the norm.  Which is why it drives me crazy when lenders say, "With our new…"
May 3, 2012
Angela Alfe replied to Tracie Norman's discussion Charging the Buyer a Fee to Process the Short Sale Listing
"We're not talking about upfront fees."
Apr 27, 2012
Angela Alfe replied to Carey Webb's discussion RE taxes in short sales
"At closing by lender. "
Apr 27, 2012
Angela Alfe replied to Mike Linkenauger's discussion Our Association requires ALL offers be submitted to lenders
"Missed that word.  Makes a big difference.Although, I would have to question what THEY mean by "accepted back-up offers".  All of the back-up offers we have are left unsigned.  In fact, I do not know of many agents who would…"
Apr 13, 2012
Angela Alfe replied to Mike Linkenauger's discussion Our Association requires ALL offers be submitted to lenders
"That is not what that paragraph says.  It says that if anyone submits an offer, whether the seller accepts it or not, it must be presented to the lender."
Apr 13, 2012
Angela Alfe replied to Mike Linkenauger's discussion Our Association requires ALL offers be submitted to lenders
"This is what I don't understand...if a lender feels that the property is worth more, can get more, or whatever, they have the right to deny the contract/counter offer.  So, what is the big deal here?  Isn't this why lenders do…"
Apr 13, 2012

Profile Information

Occupation
Negotiator
Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
We negotiate short sales nationwide.
Short Sale Transactions Completed
100+
Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
We've negotiated quite a few commercial deals. The vast majority of commercial deals are big aparment/condo complexes.
About Me/Profile of yourself: - Please add your Brokerage Company name also!
I was a mortgage processor for 5 years before getting involved in Short Sales. I've been successfully negotiating and closing Short Sales for over 5 years.
Put in todays date! This is to help stop spammers!
May 13, 2010
PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
I Agree

Comment Wall (16 comments)

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At 7:41pm on August 3, 2011, Garrett McCargar said…
I saw a post of yours re: Trustee Sale Date postponement services. Let me know if I can help answer any questions you may have. Unfortunately, as in any industry there are good companies doing ethical work, and then there are some just trying to make a buck.I have a few affiliate short sale offices that use us all the time to buy more time on deals that go sour. (visit our website to see more www.stopthesaledate.com)

Garrett L. McCargar
Sr. Relations Consultant
1600 N. Broadway 7th Floor
Santa Ana, CA 92706
Office: (714) 597-7321
Fax: (949) 333-7145
Direct: (949) 870-2229
www.AmericanLawFirm.net
At 10:02am on May 27, 2010, Sue said…
Angie
Our realtor emailed us last nite and we also spoke to her on the phone she told us
Hi everyone! I’ve just received an update from the “negotiator” and they will be signing off on everything by June 4 and will notify me if they need anything else from us. I am quite please that she notified ME! (instead of the seller’s realtor) She said it takes the two weeks to review the whole package. So just hang in there…we’re getting closer!



our understanding this was with BOFA, I hope this all happens in the next couple of weeks, do negotiators normally call the buyers agent? As u can see she said that they will have everything signed off by the 4th
At 12:24pm on May 26, 2010, Sue said…
I forgot to ask one more thing we locked in our rate at 5.25% that is going to expire on the 23rd of June now if we dont get a signature does our loan (lender have to give us the intrest rate what todays rate is, they are so low. Also we want to close this by the 30th cuz of obamas tax credit of $6500.00
At 12:19pm on May 26, 2010, Sue said…
Thank You Angie, for your help, we just see the breakdown taxes, realtors commison ect and then at the bottom of the page shows the $3,00.00 to BOFA (pending their approval), could this all be may be have with them? We just dont know, or could this be that Wells wants to give them the amount of 3,000.00
Thank You again, u are really helpful, will be waiting for your reply! I dont go on the same page with the other discussions cuz i had someone come back really rude to me so thats why im leaving u comments on your page (hope u dont mind) im in az and we just moved here 6 months ago and a learning process with these short sales, came from Co Springs Co mkt is sure diffrent here we sold our home in Co Springs (reg sale) in 28 days after 38 showings!
So one more time with this breakdown the 3,000.00 i just wish i knew if this is the total of the loan with BOFA or if its just wells willing to give them the 3,000.00
again will be waiting to hear back from you
At 12:02pm on May 26, 2010, Sue said…
Angie
Wells fargo is the 1st loan to be paid, BOFA is the 2nd waiting for them to sign off on that. Not sure if you understood what i was asking. We put our offer in at $190,000, the pay off on the home is 171, something, shows that if im understanding correctly 3,000.00 to BOFA (pending their approval) so if i understand that wells will give them 3,000.00 and does this take them long to accept or to sign this? Again Wells accepted the short sale.
Thank You for replying! :)
At 11:30am on May 26, 2010, Sue said…
Angie
I am the one that was asking questions as a buyer a couple of months ago, well we are getting ready to close (hopefully in the next week or 2) but we are waiting for the signature from the 2nd, Wells Fargo has already approved and our loan is ready to go to the table, i was wondering that it shows that BOFA (Bank of america) Wells is going to give them $3,000.00, will it take them long to sign this?
At 9:33pm on May 12, 2010, Mike Linkenauger gave Angela Alfe a gift
At 8:27pm on May 12, 2010, Sara Mehrpouyan Los Angeles CDPE gave Angela Alfe a gift
At 10:45am on May 12, 2010, Andrew Thurber said…
Happy Birthday Angela!
At 5:26pm on April 8, 2010, Alena Nicole (Kaliadchyk) said…
Thanks a million :o)
 
 
 


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