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Bankruptcy and Condo Fees
Started this discussion. Last reply by Ana Huffer Apr 14, 2011. 2 Replies 0 Likes
My buyer filed for bankruptcy and was discharged in October 2010. His condo fees were included and discharged. I know that he is still responsible for payments after the discharge. However, I have…Continue
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Patricia McRae replied to Ana Huffer's discussion Has anyone dealt with GC Services for Chase? in the group Chase Short Sales"I am dealing with the same thing. BofA first lender and Chase wrote off the 2nd and sent to GC Services a collection agency. He said a new law came out and they were now required to take a minimum of 15% of total amount due or…"
Ana Huffer replied to Mike Linkenauger's discussion 3rd Party Negotiators or Do it in house?"I like to do it myself so that I know what's going on at all times!! You know the old saying "if you want something done right, you have to do it yourself"!"
Ana Huffer added a discussion to the group Chase Short Sales
Has anyone dealt with GC Services for Chase?
I have an approval from Wells Fargo for a first lien. It is a FNMA insured loan and their guidelines only allow up to 6% contribution to the 2nd lien holder, which is Chase. In this case, 6% is $3540. The Chase lien is being handled by a collection agency, GC Services. They will not take a dollar less than $12,018, which is over 20% of the balance. The buyer has agreed to contribute $3000 towards the 2nd lien and the seller can contribute about $1500 but obviously, that is not enough. Has…See More
Ana Huffer joined Mike Linkenauger's groupChase Short Sales
A group to Discuss Chase Short Sales and mortgage short sale programs with Chase Bank and Chase Home Finance.
Ana Huffer commented on Mike Linkenauger's group Preferred Partners"I have been a Preferred Partner for a year now and I just renewed my membership.
In the past year I have received 4 Listing referrals, 3 of which I signed up and 1 has closed. 2 of those referrals were ready to go and just wanted to know…"
Ana Huffer replied to Ana Huffer's discussion Bankruptcy and Condo Fees"Thank you for your reply!
I have been able to get the association to take $4300 and the lender is going to contribute an additional $1000 ($2800 total) and the buyer has agreed to contribute the remaining $1500 so it looks like we are going to…"
Angela Alfe replied to Ana Huffer's discussion Bankruptcy and Condo Fees"The bankruptcy has released your SELLER from paying the debt...doesn't mean that there is no outstanding debt. You are better off finding a buyer who will kick in the difference (or do the difference from commission or go 1/2 with the…"
Ana Huffer posted a discussionBankruptcy and Condo Fees
My buyer filed for bankruptcy and was discharged in October 2010. His condo fees were included and discharged. I know that he is still responsible for payments after the discharge. However, I have an approval on his short sale, we're ready to close this week but we got the Estoppel that says he owes them over $12,000! The seller has zero funds, the bank will only give a years worth of payments ($1800) and the buyer is only willing to contribute $1000. The association's attorney will only…See More
Ana Huffer commented on Clay Kime's group EMC Mortgage Short Sales"Thank you Mike. Yes, they have the seller's only loan. The deficiency in this case would be over $160K. So far, this deal is going pretty smoothly but obviously I want to make sure my client's are protected. Hopefully, we won't have…"
Ana Huffer commented on Clay Kime's group EMC Mortgage Short Sales"Hello! In working with EMC, have any of you had any luck in obtaining a waiver of the deficiency?"
Ana Huffer commented on SHANNON McGREGOR ~ CSSG, HRC's group CONNECTIONS & Great IDEAS!"Hello! Has anyone used Short Sale Commander or Short Sale Builder? ShortSaleCommander.com has a free 2 week trial that I'm going to try but was wondering if anyone had any comments about either program."
Ana Huffer joined SHANNON McGREGOR ~ CSSG, HRC's group
CONNECTIONS & Great IDEAS!
Dont miss the boat! Get connected~Share successful (secrets) ideas that work for you~and may work for others!
Profile Information
- Occupation
- Realtor
- Areas You Service (be VERY specific specific and include ALL counties, cities, states, and towns you service!)
- Broward County, Florida - Plantation, Davie, Weston, Cooper City, Southwest Ranches, Pembroke Pines, Miramar, Hollywood, Sunrise, Tamarac, Coral Springs, Margate, Coconut Creek, Broward, Fort Lauderdale,
- Short Sale Designations and/or Special Training
- CSSG (Certified Short Sale Guide)
- Website
- http://www.anahuffer.com
- Short Sale Transactions Completed
- 5-10
- Do you have any experience in Commercial Real Estate? If so, do you have the CCIM or any commercial designations? How many commercial transactions and dollar volume have you CLOSED?
- NO
- About Me/Profile of yourself: - Please add your Brokerage Company name also!
- Working through my brokerage company, Galleria International Realty, I can help homeowners who find themselves "upside down" in todays market or who have had personal issues which have caused them to not be able to continue mortgage payments, avoid foreclosure. I understand that finding yourself in this situation can be very heartbreaking and stressfull. I can take you through the short sale process to acheive a successful outcome so that you can move on with your life and put the threat of foreclosure behind you!
- Put in todays date! This is to help stop spammers!
- June 14, 2010
- PLEASE READ THIS!!! - This site is primarily for Realtors, REAL buyers or sellers with questions are welcome to ask, anyone here for other purposes may be banned. 1. Because this site is primarily for agents agents, Any soliciting is pointless and is not allowed. Please do not sell or promote products or services in any way, directly or indirectly. Do not link or sneak in links promoting your services on comments, posts, discussions or blogs. You may have links on your profile pages to your websites as long as your are not selling things other than real estate! Again, absolutely no outgoing links to your websites, blogs or listings 2. Do not speak disparagingly about members on this site. This community is meant to be helpful, and we are here to help each other. 3. We reserve the right to delete content and/or ban members that violate these rules. 4. Member Name (Full Name Field) format must be FIRST NAME, then LAST NAME! Please no company names, DESIGNATIONS, or website in the name field! Please read the terms of service under the "home" tab! IF YOU AGREE TO THESE TERMS, PLEASE TYPE "I AGREE" IN THE BOX BELOW!! Thanks for your cooperation, and welcome to the Network!
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Comment Wall (3 comments)
- At 4:02pm on May 02, 2011, Mike Linkenauger gave Ana Huffer a gift…
- At 12:39pm on July 31, 2010, Mike Linkenauger gave Ana Huffer a gift…
- At 5:01pm on July 20, 2010, Mike Linkenauger gave Ana Huffer a gift…
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