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Hunter,
There isn't much that can be done since an appraisal was completed. You may be able to get them to accept a NET slightly less than the 88.13% mark. It seems you are in the position of a value dispute if you don't see meeting that NET as a reasonable possibility. Put together a value dispute package and have it submitted it for review.
If you have any questions please feel free to reach out to me as my door is always open.
Warm regards,
Brett@ishortsalenow.com
310-564-6389
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