O.K. Your pissed as hell. Your deal has been on ice and the bank simply isn't responding at all and it is marching towards foreclosure sale. You have nothing left to lose. Do you become snarling b*? Do you send a fax bomb? Call channell 3?
Website: http://mortgagerx.org
Members: 44
Latest Activity: Apr 19, 2012
Started by Janet Kleen May 12, 2011. 0 Replies 0 Likes
I have an approved short sale by Litton. The second which is Ascension Capital Group (Capital One) has had the file for 45+days and I cannot get the negotiator to answer any calls or…Continue
Tags: discharge, Bankruptcy, One, Capital
Comment
Angela and Joseph Alfe Help me I have a question for you. I have a short sale with B of A both 1st and 2nd. Our first negotiator was a nice but inexperienced negotiator in Delaware. B of A agreed on the price I countered, especially after an appraisal was done by the seller's law firm that does loan audits. She sent it to the investor who was Wells Fargo for approval. It came back from her saying the investors declined the sale. I asked why, and she said it was because the seller had 782 credit score and had never been delinquent on anything. You gotta be kidding me. So she is being penalized for having been a good citizen? like BAD things don't happen to GOOD people everyday????? I then called office of the president, got a case # and got the case reopened with as escalation specialist. Now we have even MORE of a hardship. Seller's loan was in her name only. Her husband refuses to contribute anymore and is leaving her because his first wife is demanding higher child support from him. So he is abandoning his current wife(the seller) forcing her to make the mrtge payment alone, and both cars are in HER name and he is refusing to pay on his car also. They are divorcing, he has abandoned her and moved out. She is a radiologist and farms herself out to doctors so is on a 1099 and has lost clients so income is curtailed, and also she can only get work 3 hours away now in southern orange county forcing her to have to relocate because she cannot afford the drive every day anymore. On top of this, right when we opened again with the escalations dept., seller found out last wk that she is NOW 16 wks pregnant. This means she was 4 wks pregnant when short sale started first time around and she did not know this. She is in her 40's and has never been pregnant and did not want any children at this time of her life. Well, she is past the time frame to get an abortion here in Ca and soon to be ex husband REFUSES to help, stay or pay. He has even taken HER OFF HIS medical insurance so Now BEING 16 WKS PREGNANT SHE HAS NONE. If all of these reasons are NOT a reason for hardship, god help me, but I don't know what IS!!!! What do I do if Wells is that EVIL that this might be declined a 2nd time????? She is current on her payments because she is foreign and from Indonesia and in her culture you make your payments no matter what. HELP! If This is declined a 2nd time, can you help me or do you have contacts with higher ups in me going straight to high ups at Wells Fargo in investor department?
© 2019 Created by Mike Linkenauger.
Powered by
Always seek legal advice and representation in legal and tax related matters. The Short Sale Specialist Network and LinkUp Realty assume no responsibility for the content of this website. The opinions, views and information should never be taken as legal advice. Keep in mind that this is an open forum website for anyone to join. The owners of this website do not directly offer short sale assistance on this site, nor do we guarantee or offer any type of screening prior to joining this website. Real estate agents posting on this forum do so at their leisure, and are not regulated by the site owner. Sawgrass Homes for Sale. Nocatee Homes for Sale.
You need to be a member of Pull out all the stops to add comments!