I am seeing more and more homeowners trying to sell their homes prior to a notice of trustee's sale after receiving an NOD. Has anyone had the experience of working with a bank as a 3rd party to prevent or postpone a trustee sale in order to get the homne sold? We have a first and a 2nd that can be paid in full if we can just get the home on the market and sold. I would imagine that the bank would be happier to be paid in full than risk more losses at an auction, but lately their heads have been so far up their assets that I'm not sure how best to approach the situation... Is anyone seeing banks cooperate w/this situation? The lender in question for both loans is Wachovia.
d'oh! -right! i could have figured that out...!! but thanks for pointing me in the obvious direction... :) i guess the hardship packet is moot as well as all other documentation except a 3rd party authorization for this transaction. (right?)
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