I went through the Fannie Mae loan workout facts sheet from 11.16.2011

https://www.efanniemae.com/sf/servicing/pdf/loanworkoutfactsheet.pdf

Page - 20 HAFA Short Sale, under Costs: 6% or $6000 total to the 2nd.
Pages 21-22 NON-HAFA, under Eligibility: "property must be free of other liens... other than liens that Fannie Mae will allow to be settled from the sales proceeds".

There is no limit to the 2nd mentioned under NON-HAFA guidelines.

I have Wells Fargo, Fannie Mae investor 1st, Harris 2nd. Fannie Mae allows 6% (but it is less than $6000).Harris wants 10%, to release the lien.

Has anyone had a traditional, NON-HAFA short sale where Fannie Mae paid more than 6% to the 2nd?
Is there even a cap in NON-HAFA short sales?
Any help would be greatly appreciated.

Thank you very much

Barbara