I am not sure if everybody is experiencing the same, but the last few approvals came back with serious cuts to the Attorney fees and in one case refusal to cover CO. It appears to be a new tactic.
I think what is happening is that with Realtor commissions now secured to 6% in many cases (if HAFA process, Fannie, or Freddie), lenders have found another soft spot, the lawyer fees. The problem is that it undermines the whole deal. There is no money left on the table to cover this discrepancy. One deal cut the lawyer fees to from the usual $3,500 to $1,000. They are now trying to recoup the difference from the borrower, though the borrower is already over their head with medical bills and deep in the whole due to unemployment resulting thereof.
Is your recent experience similar?
If so how do you deal with this problem?